Rashin samun kuɗi

Abun kuɗi na yawan jama'a shine jimillar kaya da albarkatun kuɗi waɗanda aka samar ko karɓa a kan wani lokaci. Matsayin samun kudin shiga shi ne, matakin amfani da kansa ya dogara da girman wannan.

Cash samun kudin shiga ya hada da dukan kudi samun kudin shiga a cikin nau'i na lada, da kudin shiga daga kasuwanci ayyukan, daban-daban allowances, pensions, tallafin, dukiya, da sha'awa a kan adibas, rents, dividends, da riba, daga Securities tallace-tallace, ayyuka da kuma sauransu.

Matsayin samun kudin shiga shine muhimmiyar alama game da zaman lafiyar 'yan kungiyar, tun da yake ya ƙayyade yiwuwar rayuwar ruhaniya da rayuwar rayuwar mutum: samun ilimi mai kyau, hutawa, bukatun taro, kiyaye lafiyar.

Don ƙididdigar matakin samun kudin shiga da halayen su, ana amfani da alamomi irin su ƙimar kuɗi, ainihin da za a iya amfani. Bari muyi la'akari da su dalla-dalla.

Maras samun kudin shiga ne cikakkar girman da monetary samun kudin shiga kasaftawa pensions, albashi, bayyana, a halin yanzu farashin.

Rashin kuɗi na kudade shine adadin da za a iya amfani dashi don tanadi da amfani. Don auna kuzarin kawo cikas na nuna alama na real yarwa samun kudin shiga, wanda aka lasafta bisa ga farashin index. Saboda haka, idan kuna son lissafin kudin da aka samu, wannan tsari yana kama da haka: kudin samun kuɗi = ƙididdiga ba dama - haraji - biya bashi.

Real albashi hada da yawa na dukiya da kuma ayyuka da cewa mabukaci iya saya a kan yarwa samun kudin shiga ga wasu lokaci. A wasu kalmomin, gyara ga muhimmancin da farashin matakin, cewa shi ne, ta hanyar rarraba yarwa samun kudin shiga a mabukaci farashin index.

Har ila yau, akwai wani ma'anar manufar, wanda ke nufin wani ɓangare na kudaden shiga na gida don biyan bukatun jama'a kuma an halicce shi a cikin tsarin samarwa. Sabili da haka, yawan kudaden da aka samu na kasa zai iya rage yawan kuɗin aiki, wato, duk ƙwaƙwalwar tunani da damar jiki na yawan da aka kashe don samarwa.

Duk da haka, a cikin al'umma na yau da kullum akwai rabuwa na kasa da kasa. A sakamakon haka, a wasu nau'o'i na yawan jama'a, albarkatun basu kasa don kula da karfi a matakin da ake bukata. A wannan yanayin, ana tilasta jihohi a kan kuɗin kuɗin kuɗi, da kuma 'yan kasuwa ta hanyar amfani da kansu don cike da kudi na yawan jama'a kuma hakan ya kara yawan kudin shiga.

A kowane mataki na rayuwa, dan ƙasa na ƙasa da iyalinsa suna da dama daban-daban don karɓar kudi. A lokaci guda kuma, a kowane mataki suna da bukatunsu, suna fuskantar ayyuka masu dacewa da matakan rayuwa. Kuma suna neman cika bukatun a hanyoyi da dama.

Asusun ajiyar kuɗi ya dogara da salon rayuwa, ɗalibai, aiki aiki, kiwon lafiya, damar kasuwanni, yanayin kasuwancin aiki, halin haɗari da wasu dalilai.

Kasancewa ga zamantakewar al'umma ya tilasta wa ɗan ƙasa ya jagoranci wani hanya ta rayuwa, abin da ke ciki. Don tabbatar da ikon yin aiki bisa ga darajar wakilci, don cika bukatun da bukatu, an buƙatar wani matakin samun kudin shiga.

Ana iya amfani da tsabar kuɗi ta hanyar tattara kudi, ƙirƙirar kuɗi da kuma redistribution. Wadannan ragowar da aka kafa a cikin shekaru masu kyau suna rarraba sannan ana amfani da su a cikin lokaci marasa amfani. Yana caters da bukatun na yawan jama'ar, da kuma kula da barga misali na rai.