Sanatorium - a ... Mene ne reorganization na banki? Mene ne banki na sanatorium?

"Tsabtace muhalli da" da "Sanatorium" - kalmomi da suka haddasa tsoro a cikin fuskõkin yawa masu zuba jari, musamman a zamanin da rikicin kudi na duniya. A zahiri fassarar "fi" da aka bi a matsayin maida. Idan muka gabatar da definition na bankuna, da shi za a iya fassara a matsayin wani ci gaba na kudi ma'aikata. Sanatorium - wani mutum ko wani mahaluži wanda yake da alhakin sabuntawa na aiki da ma'aikata. Fi aikin wani mai kudi ma'aikata ba ko da yaushe ya yi, amma kawai idan akwai yiwuwar don kauce wa fatarar, ko a lokacin da wani ciniki kudi ma'aikata ne classified a matsayin gagarumin ga wani musamman yankin. A hanya ne m idan drawdown a kan wani banki balance yayi dace da sikẽli. A tasiri na dawo da tsarin da aka ƙaddara da Central Bank Hukumar.

Jigon da fi hanya

Jigon fi shi ne a mayar da m aiki na banki da kuma ba ƙarasa da soke dokar da lasisi daga Central Bank. A Banking dokar ya tanadi cewa, a cikin taron na matsaloli a banki daya daga cikin shugabannin ya sanar da game da complexities na hannun jeri. Hannun jeri riga dauka a yanke shawara ko dai dangane da babban birnin kasar karuwa daga cikin bashi ma'aikata a cikin gida, ko kuma don bayyana kudi gazawar na layi daya request ga readjustment. A cewar Darakta Janar na Hukumar Deposit Insurance Isayev, ya wuya ya zuwa magance irin ayyuka bankuna. A duk yawan halaye, matsalolin dangantaka da kudi ma'aikata ta liquidity, a hankali boye.

Abin da ya sa da sanatorium?

Kamar yadda aka ambata riga, da sanatorium - shi ne mutum ko kamfanin da yake alhakin sabuntawa na banki, da fuskantar matsaloli. A daidai wannan lokaci don kare moriyar ajiyar. Fi dacewa, bayan da reorganization na sha'anin kowane mai zuba jari dole ne samu da baya ka ajiya. Sama hanya yawanci yana aiki ba kawai banki-sanatorium, amma kuma babban bankin da Deposit Insurance Agency (Deposit Insurance Agency). By dubagari ƙarara a cikin aikin an ƙaddara, mutumin da dakatar daga Yanã shiryar da wanda ya kasance mãsu laifi na banki ta matsaloli. Gudanar da wani m kudi cibiyoyin haka da cewa zai iya rufe duk da wajibai. Wasu amfanin dubagari ne da kansu sanatorium. Za ka iya magana game da rance na Central Bank karkashin wuce yarda low kudi.

Ɗawainiya motels da DIA

A hanya for fi a Rasha gudanar DIA. A hanya iya daukar da banki na sanatorium. Wannan kudi ma'aikata (shi ne ya fi girma sosai cibiyoyin, shi ne a kan gab da fatarar), wanda yake son dauka a kan wani ɓangare daga cikin kayan wajibai na karshen. Madadin, kiwon da matakin na liquidity iya Madĩna ta wajen janyo hankalin masu zuba jari. Lokacin da alhakin kudi halin da ake ciki na banki, a kan gab da fatarar, haifa da kudi ma'aikata, sanatorium, DIA kwakwalwa alhakin samuwar wani sabon administrative na'ura. Bayan yin wannan aiki, da alhakin da Deposit Insurance Agency an cire. Financial reorganization ba zai iya wuce fiye da watanni 18. Yana za a iya kara tsawon watanni shida kawai idan yanke shawara za a yi da arbitral shari'a. Babban Bankin kayyade za a gudanar ko ba a wannan batu dubagari. Abin da yi ajiyar a cikin tsawon dawo daga banki, shi ne mai sauki fahimta, kamar yadda kudi ma'aikata ta ayyuka da kuma cinikayya, wannan tsari yana tafiya ne ba ya canzawa.

Abin da jiyya ne samuwa a cikin akan rage liquidity?

A daidai da dokokin na fi - wani hadadden na matakan, wadda ya kamata ta da matakin da bankin liquidity, thereby ya ajiye shi daga fatarar domin ya kula da lasisi. Sanatorium na banki - wannan shi ne wani batu da cewa daukawa fitar da kyautata na kudi da tattalin arziki halin da ake ciki na bãshin. A a layi daya, ya gana dukan bukatun da bashi a kudi na rance, da sha'anin sake fasalin kudin na bashin da ãdalci, m. Yarda canza ƙungiya, shari'a da kuma aiki tsarin da bãshin. Statistics ya ce bankruptcies ƙarshe zai samu fiye da haka. Idan akai la'akari da tambaya na abin da ake nufi domin fi na sanatorium, ya kamata a ce wannan tsari na abu ne tsada sosai, kuma na bukatar lokaci mai yawa, kuma kokarin.

Abin da aka kunshe a cikin ra'ayi na fi?

Remediation - wannan shi ne wani sosai m hanya, a lokacin da aiwatar da ayyuka daban-daban. Za ka iya magana game da realigning da ayyukan da ƙulli daga marasa amfani baki ɗaya shirye-shirye. Yana bayar da wani bata lokaci ba, ko kuma shi ne wani sabon yarjejeniya a kan wani ɓangare na installments a biya na basusuka. Wata kila akwai wani m write-kashe na basusuka, da wanda aka bayar a duniya yarjejeniya. Dole shafe receivables da kuma gudanar da kadara sake fasalin kudin. Rarraba m sayar da kadarori. An saka jari a cikin asusun-kiwon taron, kwakwalwa gaba da alhakin biyan bashin. Ya daukan sama da bayani na matsaloli cikin sharuddan kudi alkawura. Lokacin da sake fasalin kudin na banki aza kashe iya samun ma'aikatan da suke ba kai tsaye da hannu a cikin fi aiwatar da kanta.

Me ya kamata da goyon bayan gwamnatin bankuna?

Sake fasalin kudin & Insolvency - shi ne ba kawai m, amma kuma akasin sabon abu. Idan fatarar - cikakken ƙulli daga cikin kudi ma'aikata, wanda yana da wani aljihu domin duk zuba jari da kuma abokan ciniki, da fi shi ne ya mayar da kiwon lafiya na sha'anin. External kudi ma'aikata aiki format ne bai canja ba. A Rasha gwamnati, ciki har da Babban Bankin, yana da bukatunta a al'amura na dubagari. Taimaka wa kananan kasuwa mahalarta, shi kara habaka da yiwuwa na cikin gida da banki tsarin. Idan banki, kama a wuya yanayi, shi ne muhimmanci ga yankin, ta fatarar iya buga, 'yan kasuwa, da kuma, saboda haka, a kan tattalin arzikin yankin. A lokacin, da hanya da aka yi a Rasha ne kawai 'yan manyan cibiyoyin kudin da suke ba musamman okin ya taka rawar mishaneri dangane da gagarumin kudi halin kaka.

Babban matsaloli

Sanatorium na banki - wannan shi ne babban banki da high liquidity, wanda daukan kan beli firgita kungiyar. Matsaloli a dawo da yadda ya dace su ne mafi yawa related to ba daidai ba ayyuka da gwamnonin na Bank. Su dai yi tare da doka ayyukan, ko su da asusun yana da dukiya na dubious asalin. Make dukiya ruwa ne ba ko da yaushe zai yiwu. Bugu da ƙari, kamar yadda yi nuna, da ba bashi ba ko da yaushe isa ga fi na kudi ma'aikata.

Mene ne amfanin na banki sanatorium fi tsari?

Sanatorium bankuna gudanar da dubagari, musamman a nasu bukatun. Zama majiɓinta, na firgita kudi cibiyoyin, suka sami wani sabon kadari management. Ya kamata a ce game da kyawawa da wani sanatorium ga abokan ciniki. Gaban matsayi na nuna amincewa daga gwamnati da kuma, sabili da haka, janyo hankalin masu zuba jari, kiwata matakin na amincewa a cikin ma'aikata. A sanatorium ya ko da yaushe ji dadin da goyon bayan da jihar, da wasu abũbuwan amfãni. By banku- "Ceto" a lokaci guda, kuma Ya hõre tsauraran sharu a lamuntawa kashi da kuma cika da wajibai. Wannan yana da kyau sakamako a kan suna daga cikin ma'aikata, kara da gasa a cikin gida kudi kasuwa.