Manuniya na liquidity da kuma gudanar da kasuwanci banki liquidity

A mafi muhimmanci al'amari na kamfanin, ko da banki ne kula da ikon tsananin madawwama ta su alkawura ba tare da ƙarin tsada da kuma asarar da cewa ayyana manufar liquidity.

Kalmar "liquidity" na nufin sauƙi daga canji na dũkiya cikin kudi. Liquidity characterizes shiri na banki ko kamfanin cika kudi wajibai. Manuniya na liquidity hada da dama na gida sigogi.

Balance takardar liquidity Manuniya daidai da na yanzu halin da ake ciki, a kuma wani lokaci, a da rabo daga bankin data kasance ruwa dukiya da wajibobi. A wasu kalmomin, shi yana rubuce a cikin ma'auni na da ikon zuwa dace hira da kadarori a wajen biya su hadu da wajibai.

Cikakkar liquidity - fadi fiye da manufar da ma'auni na liquidity, wanda characterizes da ikon na tarayya a cika alkawurra ko wasu batutuwa na juna tsakaninsu. Ga shi ya kamata a lura da cewa Bank an dauke ruwa, da ciwon wani ruwa balance. Amma don tabbatar da banki ta liquidity ba za a iya gano kawai tare da cikar wannan yanayin. A yawan waje dalilai iya halakar da liquidity na banki, ko idan yana da wani ma'auni kusa da manufa.

A liquidity wasu bankunan, kazalika da wani sa na halaye na duk bankuna a wannan hasashe, ayyana manufar hakan domin na liquidity - da liquidity na banki tsarin.

Manuniya na liquidity - wani hadadden, Multi-matakin ra'ayi, wanda shi ne wani tsarin dangantakar a kan wasan kwaikwayon na kamfanonin da su wajibai ga cimma wani musamman sakamako, bisa ga kowane matakin na aiki.

Yau, liquidity ne daya daga cikin key tattalin arziki Manuniya na tattalin arziki aiki, kuma ta software ne mai muhimmanci rarrabẽwa ga barga ci gaban da tattalin arzikin a general. Manuniya na liquidity, na wanda ya dogara sun fi mayar a kan kwanciyar hankali na cikin ayyukan duk abokai da kuma mutane da hannu a cikin monetary dangantakar ne daya daga cikin key sigogi na tattalin arziki da kiwon lafiya. Alal misali, 'yan aukuwa a kudi kasuwanni a kasashe da dama ya tabbatar da high fifiko bukatar ci gaba da bankuna, tare da gyara daga cikin daban-daban sassa na tattalin arziki. Mai kanana da matsakaitan masana'antu da bankuna a yau ba su biya isa hankali ga aiwatar da ayyukanta a cikin tattalin arziki da kuma ilmin lissafi analysis hanyoyin, da kuma matakin na zamani bayanai fasahar amfani da su ne har yanzu low. A sakamakon - low matakan liquidity ko wasu kasuwanci mahaluži.

Haka ya shafi ingancin management aiwatar a cikin bankuna. A wannan halin da ake ciki, da aiki na banki kula da liquidity ne yafi rikitarwa.

A musamman da sosai muhimmiyar rawa a rike banki liquidity taka wata babban bankin. Domin saka idanu da tabbatarwa daga cikin bankuna na liquidity National Bank yana da m tattalin arziki nagartacce: sauri, yanzu, gajere liquidity da kuma wani m rabo na ruwa dukiya to total dukiya.

Daily da zane damar da babban bankin don sarrafa gaban bankunan da adadin ruwa kudi ga wani takamaiman lokaci.

Irin ayyuka da damar isa ga yadda ya kamata tsara da liquidity na tsarin na bankuna da kuma kamfanonin, ta hanyar da wajibi ajiye rabo kuma rike da karshe kisa a da ake kira "tsaro zone". Saboda haka, da aiwatar da dukkan dokoki da umarnin a cikin matsakaici aiki dabarun da tabbatar da kasuwanci banki wajen babban matakin tattalin arziki da tsaro, ciki har da liquidity.