Da sabis na bankin kunshin "Sverhkarta" ( "Rosbank"): reviews, yanayi, rates

"Sverhkarta" daga "Rosbank" - shi ne ba kawai wani zare kudi da katin a cikin classic tsari, wannan shi ne babban kunshin, wanda ya hada da wani yawa na ban sha'awa tayi. A fatawar da bashi da kudi kungiyar na roba da kambun sami "sverhvygodu". Abin da yake haka m offers da halin yanzu da kuma m abokan ciniki da banki? "Rosbank" halin "Sverhkartu" kamar yadda wani riba da samfur ga masu amfani tare da albashi sama da talakawan.

Mene ne "Sverhkarta"?

Presentation daga cikin kunshin na da sabis na bankin da sha'awar a wani babba yawan jama'a. Da farko, da kungiyar ta shirya ya kammala a saki "Sverhkarty" a cikin kaka na shekarar 2015. Duk da haka, da batun na iya zama mai ban sha'awa samfurin zuwa wannan rana. A abun da ke ciki na kunshin hada da:

1. Jagora Katin Visa Gold.
2. Ƙarin roba a cikin adadin guda biyu: Classic da kuma Gold.
3. Hudu aiki asusun a daban-daban ago: rubles, dalar Amurka, Yuro da Sin yuan. Su za a iya daura da rasit na katin.
4. Savings ajiya "Sverhschet".

Ga kowane samfurin owner "Sverhkarty" samun ƙarin kari ko lada.

A duban farko shi ne a fili cewa shirin ya yi alkawarin gagarumin amfani ga mai shi. Duk da haka, wannan ba iyaka. "Rosbank" updated kunshin, da kuma samun wani sabon, mafi ban sha'awa samfurin - "Sverhkarta +". Yana hada premium katunan Visa Platinum, Gold da Classic, hudu kasashen waje musayar lissafi da kuma ajiya. Masu da Extended versions na shirin samun karin gata cikin bauta da lada ga sayayya na PJSC "Rosbank". "Sverhkarta", da yanayi domin samun abin da za a tattauna daga baya, za ta daukaka zuwa aiki kuma m mutane.

Yadda za a yi da samfurin?

Don samun da kunshin, kana bukatar ka ziyarci wani reshe na bankin, located a wurin rajista da m abokin ciniki. Tare da wani a tsaye ansu rubuce-rubucen da fasfo da kuma hujja da aikin kwarewa. Iya nema ga mutane masu shekaru 22 zuwa shekaru 65. A misali hanya na rajista da bankin yana da wasu takamaiman fasali, saboda abin da katin "Sverhkarta" samuwa a kan fifikon sharuddan daga "Rosbank". Promo code - wannan shi ne mai ban sha'awa abu for free shekara-shekara sabis. A hade da lambobi da kuma haruffa ne samuwa ga halin yanzu abokin ciniki domin rarraba ta kowane hanya. Lokacin da ake ji wa rajista na halitta mutum map nuna promotional code cewa ba ka damar ceton a kan goyon baya ga na farko shekara.

Abin lura shi ne cewa shirin na janye shafi data kasance abokan ciniki na PJSC "Rosbank". "Sverhkarta", da yanayi domin samun abin da suke sauki isa, ba matuƙar mafarkin ga mutane da yawa. Bayan sanarwar da kunshin "Sverhkarta +" m lokuta na mika mulki ga wannan jadawalin kuɗin fito da shirin tare da wani karin sauki, cewa kuma za a iya yi a kan promotional code, samu wani shekara na sabis a matsayin kyauta.

Abũbuwan amfãni daga Premium cards

Make a Visa Gold ko CD yayi kowane banki. "Rosbank" ya ba togiya. Mayar da hankali kan babban matakin albashi cardholders wannan matakin, ya halitta na musamman da tayin domin kasuwanci da kuma financially nasara mutane. Bankin sa kunshi da asali kayan aikin da ake bukata a cikin aiwatar da manyan sayayya, tafiya biya kasashen waje.

Visa Gold da Visa Kaafla - shi ne dace, m da kuma babbar. Maps bude wannan matakin da ta masu yawa zažužžukan, ciki har da:

• High iyaka ga dunƙule Naira Miliyan Xari withdrawals.
• free maye a cikin hali na gaggawa a cikin gajeren lokaci.
• doka shawara da inshorar kiwon lafiya ga matafiya.
• bonus shirin.
• rangwamen a kan iska tikitoci, mafi kyau hotels da kuma gidajen cin abinci a duniya tare da yiwuwar booking.
• fifiko ga motocin haya.

Platinum katin kara hada da wani Extended Concierge sabis da kuma iri biyu inshora sayan.

CashBack

M sabis na bayar cashback da kunshin "Sverhkarta" ayyuka "Sverhkarta +". A gaskiya yanayin da lissafi sãɓawa jũna. Alal misali, ga kambun da farko version na samfurin cashback caje kowane watanni 3 a wani kudi na 10%. Amma don samun wani wajen babban lada, jimlar sayan adadin dole ba kasa da 75 da dubu. Rubles. A wannan yanayin, kowane watanni 3 banki musanya category ga wanda karfafa ta abokan ciniki. Domin 2016 a kan shirin "Sverhkarta" ( "Rosbank"), da sake dubawa na wanda shi ne sosai tabbatacce, kafa da wadannan sassan sayayya, wanda aka kiyasta cashback:

• Janairu zuwa Maris - Health & Beauty.
• daga watan Afrilu zuwa Yuni - ta'aziyya na gida.
• daga Yuli zuwa Satumba - yara dukiya, da kuma nisha.
• Oktoba zuwa Disamba - gidajen cin abinci.

Biya don dukiya ko sabis ba kunshe a cikin jerin Categories ake sãka musu da wani samu a kudi na 1% na biya adadin.

"Sverhkarta +" zai faranta masu th 7% Cash Back, wanda aka caje a kan wannan rukunin, kamar cewa daga baya shirin. Duk da haka, da m sayan adadin ne 20 dubu. Rubles. Lokacin biya domin dukiya da kuma ayyuka ba kunshe a cikin jerin, da sahibin kati kõma 1%.

Amma musamman sababbin da m mamaki a kan shirin "Sverhkarta". "Rosbank", wanda sake bitar kagaggun tabbatacce, na samar da 7% cashback ga na farko da watanni uku na yin amfani da katin. Ya kamata a haifa tuna cewa kowane wata albashin da aka iyakance zuwa 5 da dubu. Rub.

Ramuwa yana nufin a kan saura

Bugu da kari ga amfanin da cewa mai amfani na'am daga Premium katunan Visa Gold da Visa Platinum, Bankin yayi da kansa bonus shirin "Sverhkarta". "Rosbank", abokin ciniki reviews wanda suke quite mai kyau, yayi cardholders fee daidaita a kan taswira. Yaye accrual na shekara-shekara percentages ne kamar haka:

• da saura a cikin adadin kasa da 250 da dubu. Rub. - 5.5%, mafi - 6.5%.
• a kan asusun na kasa da $ 3,000 - 0,25%, fiye - 0.3%.
• an aje kasa € 3,000 - 0,15%, fiye - 0.2%.

Interest aka caje a kan dukan adadin kudi.

A shirin mahalarta Sverhkarta + "iya samun daga 6.5% zuwa 7% na saura a rubles lissafi (idan adana zuwa miliyan 2 ko fiye, bi da bi), maki 0.35-0.4% a daloli da kuma 0.1 % a kudi na Yuro.

cashing a

Withdrawals wani lokacin zama wani babban matsala ga kambun da roba: wajibi ne yin lissafi nawa mafi riba cire batun na hukumar, da kuma "gida" m ne ba ko da yaushe a hannun. Kambun "Sverhkarty" ba su san matsalolin da cashing, saboda "Rosbank" kula game da su abokan ciniki, kazalika da zai yiwu. Karbo kudi daga katin ba tare da hukumar ne zai yiwu ba kawai a cikin "yan qasar" ATM, amma tare da taimakon abokin tashoshi. Daga gare su, "Alfa-Bank", "VTB 24", "Gazprombank", "aikin gona Bank" kuma da yawa wasu. Free withdrawals suna samuwa a duk duniya da kuma na'urorin kungiyar Societe Generale.

Idan kana bukatar ka janye tsabar kudi a kan counter, zai biya karamin fee to Rosbank - 0,5% na adadin (a kalla 29 rubles.) Ko 1% na wani ɓangare na uku (a kalla 150 rubles.).

ƙara

Tare da katin, za ka iya ba kawai dauki kudi, amma kuma zuwa replenish ta account, idan ya cancanta. Domin gudanar da ayyukan dole sani da banki yarjejeniya da lambar ko lambar katin. Za ka bukatar wani fasfo, idan canja wurin daukan sa a kan counter. A roba mariƙin akwai da dama zažužžukan dõmin ƙari: translation daga wani katin, tsabar kudi ajiya via da m, da kashiya ko online sabis. Don cika da asusun bankin kafa wani iyaka - wani fiye da 75 dubu rubles da canja wurin Card to Card, da kuma wani fiye da dubu 500, na wata-wata da online ma'amaloli ...

"Sverhkarta" ( "Rosbank") tariffs for sabis

Kamar wani samfurin, "Sverhkarta" kunshin dole ne a biya a kowace shekara. "Rosbank" tattara kudin domin wata-wata sabis. Bambanci tsakanin biyu katunan total 50 rubles: The farko version of "Sverhkarta" za kudin 450 rubles. da watan, da kuma wani ci-gaba "Sverhkarta +" za kudin 500 rubles. da watan. By kirgawa adadin ga shekara, za ka iya tabbatar da cewa wadannan kayayyakin ne ake halittawa ne ba domin kowane ɗan ƙasa.

Amma da m zai faranta daya kananan yanayin, wanda kiwata "Rosbank". "Sverhkarta", da kudin da a al'ada hali za a sake a 54 dubu. Rubles, za a iya bauta kyauta a tara auna daga cikin asusun a cikin adadin 250 dubu. Rub. Haka ya shafi "Sverhkarta +" kunshin.

Sharuddan "Sverhscheta"

Term ajiya ne samuwa a kan shirin "Sverhkarta". Version daga cikin kunshin tare da Visa Platinum da wannan aikin ba shi da. Term na ajiya - 3 months. Don ajiye za a iya sa daga 1000 zuwa 250 dubu. Rubles. Lada daidai 10% na adadin, shi za a iya da manyan bakake ko canjawa wuri zuwa ga babban asusun yin amfani da online sabis.

Bayan da karewa dukan wajen za a iya cire shi ba. A shirin "Sverhkarta +" babu ajiya tayi suna samuwa ne kawai tanadi asusun da accrued amfani.

"Sverhkarta" daga "Rosbank": ribobi da fursunoni

Duk wani roba iya kawo ta mai a matsayin amfani da kuma cikakken cizon yatsa ga sabis na bankin. Domin ba miss da wani zabi sai muhimmanci a cikin rayuwa ta zamani na wata hanyar biyan kuɗi kamar yadda taswira, shi wajibi ne ku auna nauyi da duk ribobi da fursunoni, kuma a lokaci guda zuwa ga karatu da martani daga abokan ciniki riga amfana daga ayyuka. A kan tushen da rayu gwaninta daga cikin masu 'Sverhkarty "zaži babban abũbuwan amfãni:

• PayWave biyan bashin fasahar.
• high kariya katin.
• lucrative cashback.
• mafi kyau deals daga Visa premium cards.
• da yawa takardar kudi da kuma roba.
• high iyaka ga cashing.
• fee a kan ma'auni na asusun.
• free withdrawals da kuma babban cibiyar sadarwa na abokin bankuna.

Kamar yadda ka gani, cikin jerin ban sha'awa. Customers sun lura da yawa m al'amurran "Sverhkarty", amma abin da suka yi shaƙãwa? Common Sanadin korau comments a cikin shugabanci na samfurin sun kamar haka:

• high tabbatarwa ta halin kaka.
• wani iri-iri na abubuwa da cewa dole ne a kiyaye don amfani da katin zama riba.
• biya SMS-sabis.
• amfaninsa, na da babban yawan asusun da cards.

"Sverhkarta" daga "Rosbank", da ribobi da fursunoni na wanda aka tattauna a sama, shi ne har yanzu quite mai kyau a kansa hanya ne m. Babban matsalar shi ne cewa da gaske ganin ta kananan masu sauraro.

reviews

Game da "Sverhkarte" yi magana mai yawa a kan yanar gizo da kuma a kan TV. Advertisement clicker sabon abokan ciniki, mutãnensa suka shũɗe juna lambobin da kuma shawarci wani musamman kunshin na ayyuka. Waɗanda suke ba a yi "Sverhkartu" yarda da murna da sabunta shirin "Sverhkarta Plus" ( "Rosbank"). Kantin online tare da kariya da zamba da kuma ƙarin garanti, a cikin nau'i na Cash Baya kari, amfanin, Premium cards, tanadi asusun a kudin kasashen waje - duk wannan za a iya samu a matsayin daya samfurin. Ga wanda ma'auni na 250 dubu rubles -. A kullum abu, ya yaba da aiki "Sverhkarty". A wasu lokuta - da shirin unnecessarily tsada da kuma yi alkawarin karin asarar fiye da riba. Masu amfani rika zana har da wani kunshin kawai a lokacin da shi ne da gaske da ake bukata, da kuma mai da isasshen kudi don ta tabbatarwa. A general, "Sverhkarta" ( "Rosbank") samun mai kyau sake dubawa.

Musamman kunshin yayi mu ba, kuma nan gaba abokan ciniki, "Rosbank". Ya kunshi 3 zare kudi katunan da kuma tanadi asusun a 4 daban-daban ago. Yi amfani da "Sverhkartoy" zai kawo real yardarsa zuwa ga mutane tare da high samun kudin shiga.