Coefficients na liquidity da kuma solvency

Kafin ci gaba da la'akari da Kalmar "liquidity rabo" ya kamata a fahimci cewa, wa'adi ne mai liquidity. A ra'ayi na liquidity nufin da tattalin arziki terminology. Yana nufin da ikon da sauri maida dukiya a cikin tsabar kudi. A wasu kalmomi - liquidity - negotiability na kudi. Coefficients na liquidity da kuma solvency ne na musamman muhimmancin domin sanin kudi zaman lafiyar na da wani shiri, ciki har da wani ciniki banki.

Ya kamata a lura da cewa Kalmar "liquidity" kuma da kalmar "rabo" duk consonance da ma'anoni dabam-dabam. Liquidity nufin da ikon da za a tuba a cikin tsabar kudi ko tsabar kudi equivalents ga biya kudi wajibobi. Musamman muhimmancin da aka ba wa gudun da canji.

Tun da liquidity kayyade da zaman lafiyar na sha'anin matsayin dukan, da adadi da fari cikin bukatun da masu zuba jari, kasuwanci masu, manajoji, da dai sauransu.

Kalmar "low liquidity" iya magana ba kawai game da kadara hira lokaci, amma kuma a kan matakin da asarar da cewa suna hade da wannan canji. Alal misali, a musamman abu na gyarawa dukiya da maras muhimmanci darajar da miliyan 1. Domin a watan iya juya kawai 700.000 a real tsabar kudi.

Liquidity rabo ne Manuniya cewa an yi amfani da kimantawa da kungiyar ta ikon zuwa sãka data kasance wajibobi da taimako na samuwa dukiya da kamfanin.

Kahu a kan gaskiyar cewa dukiya ne halin da sãɓãwar launukansa digiri na liquidity, kuma wajibobi da cewa suna daban-daban maturities na alkawura yanzu. Saboda haka, liquidity rabo damar kimanta numerically guda rabo na ajalin da cikar wajibai zuwa ga ganin na dukiya da wajibobi.

Ka yi la'akari da liquidity rabo amfani a Enterprises.

Yanzu rabo, a cikin wasu kalmomi, da murfin factor. Yana da wani kudi rabo bayyana ta da rabo daga yanzu dukiya zuwa yanzu wajibobi (gajere wajibobi). Ya nuna da kungiyar ta ikon shirya ta bashi wajibai a lokacin da duration na samar da sake zagayowar. Quick rabo ne mai kudi factor daidaita da rabo na sosai ruwa dukiya halin yanzu zuwa yanzu wajibobi. Ya nuna da kungiyar ta ikon shirya ta bashi wajibai a lokacin da duration na samar da sake zagayowar tare da wahala ta samu daga sayar da ƙãre kayayyakin ko kayayyaki.

Coefficient cikakkar liquidity ne wani kudi factor daidaita da rabo daga gajere kudi zuba jari da kuma tsabar kudi zuwa yanzu wajibobi.

Shi ne ya kamata a lura da cewa banki bukata da wadannan babban dalilai na banki liquidity: nan take liquidity, da liquidity na gyarawa-lokaci wajibai da kuma janar liquidity rabo na gyarawa-lokaci wajibai.

Domin mafi manyan bankuna halatta kuma m dalilai na banki liquidity ne wuya a ƙayyade, tun da matakai, nuna da liquidity su ne ɗan daban-daban daga cikin misali model. Saboda haka, domin irin wannan bankuna rabo sũ ne mafi girma ga tunani.

A general, liquidity rabo da solvency na wani kamfanin nuna maras muhimmanci darajar da yuwuwar na kamfanin rufe yanzu bashi samuwa halin yanzu dukiya. Kayyade irin coefficients hade da lissafi kudi da kuma lissafin aiki.