Business, Dabarun shiryawa
Business-shirin gahawa: misali na lissafin. Open cafe daga karce: wani samfurin kasuwanci shirin lissafin. Shirye Business Shirin Cafe
Akwai sau idan akwai ra'ayin kungiyar na sha'anin, a shirye kuma iya aiwatar da shi da kuma ga m aiwatar da ake bukata kawai ta dace makirci na kasuwanci. A irin haka ne, yana yiwuwa ya mayar da hankali a kan wani kasuwanci shirin kofi shop. An misali na lissafin zai taimaka ƙayyade da tushen bayanan da ake bukata domin fara kasuwanci, da kuma hango ko hasashen karshe sakamakon abin da zai iya yiwuwar sa. Gama misalai iya Orient da yayi a cikin hanzari canza kasuwar, samar da unconventional da nema ayyuka. Shi ne kuma ingancin kasuwanci shirin kofi shop, wani misali daga cikin lissafin da farko zuba jari, da riba, da kuma payback lokaci zai taimaka wajen jawo hankalin masu zuba jari domin shirya aikin.
summary
A al'adun kofi amfani bambanta daga shekaru goma zuwa shekaru goma. Yanzu shi ne ba kawai a stimulating sha, da kuma tauraron dan adam m lokaci a cikin da'irar abokai da kuma acquaintances, abokan aiki da kuma masõyansa. Me ya sa ba sa kofi lokaci domin musanyar al'adu da kuma jin dadi na kallo na ayyukan zamani art?
Daga cikin wadansu abubuwa, da kafa kofi shagunan ne ba kawai kasuwanci nasara da kuma m, amma kuma yana da babban m ga ci gaba. Daban-daban iri, iri na gabatar da hanyoyin da goyan baya, da taro na events, wanda zai iya bambanta da saba abin wãsa.
The asali ciki, abokantaka da kuma m sandarsa, nune-nunen da recitals zai haifar da wani yanayi na musamman da kuma al'adun da za su jawo hankalin maziyarta ga mai dadi zaman da kuma ruhaniya ci gaba.
A hali na nasara ganin na aikin zai iya ci gaba a cikin daban-daban kwatance. Yana yiwuwa ya haifar da wani cibiyar sadarwa na sosai na musamman rassan - da wallafe-wallafen gahawa, wasan kwaikwayo, kofi shagunan ga artists, cafes da live music jazz, da dai sauransu
Adapting zuwa takamaiman waje da ciki yanayi, tabbatas da asali kasuwanci shirin dabi'u, samfurin lissafin, yana yiwuwa ya shirya wani cin nasara kasuwanci, lokacin da za a sami ta m wuri, kuma a yi amfani da cikakken m na zuba jari. Duk da haka, da misali ya ƙunshi bayanin da lissafin da suke da na kowa zuwa mafi m kasuwanni. Don cikakken bayyana da ƙayyadaddu, wani yanayi na zama, da daftarin aiki dole ne suna goyon bayan da wani bincike na gasar, edit farashin albarkatun kasa da kuma na asali kayan aikin da suke da dacewa zuwa yankin, wadda za ta nema da ƙãre kasuwanci shirin kofi shop.
samfurin Description
A aikin da nufin haifar da wallafe-wallafen kofi "Murakami", da nufin zama "al'adu tsibirin". The main manufofin, wanda aka kafa a cikin ƙãre kofi shop kasuwanci shirin ne domin qarfafa da soyayya na matasa don adabi da kuma ban sha'awa a cikin zamani art, goyon bayan matasa da talanti da kuma inganta harkokin ci gaba a cikin al'umma.
Cikin kewayon kofi sabis:
- High quality-kofi, kuma yanã shã kofesoderzhaschie.
- Rike da nune-nunen.
- Literary maraice.
- Krossbuking.
kofi shop abokan ciniki iya ji dadin high quality kofi da kuma kofesoderzhaschimi drinks zuwa bi da wani shakatawa falo-music sau uku a mako za a gudanar da wallafe-wallafen marece, mini-wasanni, photo nune-nunen nune-nunen na zamani avant-garde artists, wanda zai ba da damar matasa talanti to bayyana kansu, kuma kofi to abokan ciniki don Masana zamani yayi a art. Wadannan matakan da ba su hada da wani kudin shiga ko kudi.
Haka kuma an wani kofi shop offers da abokan ciniki ya dauki bangare a cikin zaman jama'a motsi - krossbukinge, wanda ya shafi musayar littattafai karanta. kofi dakin sanye take da asali shelves a kan wanda kowa da kowa zai iya ci gaba da karanta littafin da kai a sama bar can zuwa wani. A annashuwa yanayi na kantin kofi na samar da wani m yanayi domin dadi karatu.
Coffees da kofesoderzhaschih abubuwan sha, da girke-girke da kuma farashin:
sha sunan | abun da ke ciki | The farashin, rbl. |
Espresso «The Reader» | A sha kofi sanya ta wucewa ruwa a karkashin matsin lamba, da wani babban zazzabi, ta hanyar tace da ƙasa kofi. | 40,00 |
Americano «Avangard» | Espresso supplemented da ruwan zafi, domin mikawa da jin dãɗin abin sha. | 50,00 |
Mokkachino "Haruki" | A sha kofi tare da madara da kuma koko. | 60,00 |
Espresso Macchiato "ta Kudu na Border" | Espresso rufi da madara kumfa. | 55,00 |
Vanilla latte "Poslemrak" | Latte ƙara vanilla tsantsa da kuma m mau kirim kumfa. | 60,00 |
Latte "Norwegian Itace" | Espresso, farin cakulan, madara, madara kumfa. | 55,00 |
Babban m amfani ta'allaka ne a kofi gwaninta, saboda irin wannan thematic cibiyoyin an} arancinsu a lardin garuruwa. Za mu iya ɗauka cewa asalin cafe kasuwanci shirin (misali na lissafin). Takeaway kofi kuma za a iya hada a cikin kewayon kofi sabis.
Cost na kayayyakin da ƙara kundin zai rage naúrar halin kaka kamar yadda gyarawa da kuma m saboda girma sayayya na raw kayan. A ra'ayi na kofi farashin aza kudin Hanyar kasuwanci allowances, bisa asali cibiyoyin. Da girmamawa da yake a kan m yanayi da kuma asali na ayyuka.
SWOT-analysis
abũbuwan amfãni | shortcomings |
musamman yanayi Original al'adu cibiyoyin Quality kofi, kuma yanã shã Krossbuking Damar gabatar da kanta musanyar al'adu | Ya ba tukuna generated image A rashi na yau da kullum abokan ciniki The rashin lafiya-kafa dangantaka da kaya |
damar | barazana |
fadada daga cikin kewayon Ulla dangantaka da sabon masu zuba jari Selection daga cikin mafi m kaya m abokan ciniki | A hadarin m na fafatawa a gasa, Da kin amincewa da irin wannan al'ada a cikin al'umma |
manufa masu sauraro
Kamfanin da aka mayar da hankali a kan masu sauraro tare da low kuma tsakiyar albashi, musamman:
- a kan m matasa da kuma dalibai (17-25 years old).
- a tsakiyar-shekaru abokan ciniki suke da sha'awar a zamani art (26-45 shekaru).
The m abokin ciniki na mu kofi shagunan - wani m mutum, neman wa kansu, amfani trends a art, neman wahayi, kamar shiryayye mutane ko wani jin dadi da mãsu bãyar da bãya.
Place kofi
Location coffeehouse ana sa ran a cikin mall kusa da tsakiyar birnin, kusa da makarantu, gungu na mutane a yankin. A dakin karkashin kwangila za a yi hayar na tsawon shekaru 5. A haya farashin ne 180 dubu. Rub. a kowace shekara.
tallace-tallace gabatarwa
Arfafa abokan ciniki za a gudanar da wadannan hanyoyin:
stimulating wasan | Halayyar jawo hankalin events cewa zai kara zirga-zirga zuwa kantin kofi da kuma sanar da jama'a na ta zama. |
advertisement | Active gabatarwa a cikin kofi shop online kafofin da sauran wajen taro kafofin watsa labarai. |
arfafa sabis | Damar ziyarci asali taron kwadaitar abokan ciniki to ziyarci kofi shop, sa'an nan kuma yada kalmar a tsakanin abokai da dangi. |
tsarabobi | Majiɓinta, suna da hakkin su yantar da kofi a cimma wani yawan ziyara. |
Business Shirin Cafe (samfurin lissafi) yayi na asali zažužžukan da cewa zai iya zama kowane irin hanya bambanta, tun dauke da halin kaka da kuma amfanin da a cikin kudi part.
farashin siyasa
samfurin farashin zai iya lasafta bisa ga ƙarfi daga m bukatar, halin kaka da kuma ribar. farashin ka'idoji, markup kashi da aka kafa ta da sha'anin. Suka sãɓã wa jũna a cikin daban-daban kamfanonin, zama da shi kasuwanci shirin UNIDO cafe (misali na lissafin), mai azumi abincin gidan cin abinci, ko wani mahaluži cikin gidan cin abinci kasuwanci.
A girma daga tallace-tallace da kuma farashin a kamfanin za a lasafta kamar haka:
Farashin ga kofi drinks | ||||
sunan | Weight,% | Farashin / hidima, goga. | Lv. ciniki. Nadb.,% | Volume ba. / Shekara (da bauta.) |
Espresso "The Reader" | 0,15 | 40,00 | 15,00 | 15768 |
Americano «Avangard» | 0,20 | 50,00 | 15,00 | 21024 |
Mokkachino "Haruki" | 0,10 | 60,00 | 20,00 | 10512 |
Espresso Macchiato "ta Kudu na Border" | 0,15 | 55,00 | 20,00 | 15768 |
Vanilla latte "Poslemrak" | 0.05 | 60,00 | 25,00 | 5256 |
Latte "Norwegian Itace" | 0,10 | 55,00 | 20,00 | 10512 |
Average Selling farashin: | 53,33 |
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Daya daga cikin na farko al'amurran da suka shafi a bude kamfanin ne don sanar da jama'a (musamman, da m abokan ciniki) game da bude da kuma daga baya a kan labarai, events da kuma kiran kasuwa.
Banner talla:
- a - 1.
- waje - 1.
- ta gorodu- 3.
A kudin ajiye wani banner - 2 dubu rubles ..
A halin kaka na da irin wannan talla zai zama daya-kashe da kuma za adadin zuwa 2 * 5 = 10 (dubu. Rub.).
Haka kuma an shirya talla a kan ƙungiya biyu daga "Vkontakte", watau wanda kungiyoyin ne mafi mashahuri a cikin birnin da mazauna.
A kudin ajiye 1 ths. Rub. shekara, talla za a sanya kowace shekara:
1 * 2 = 2 dubu. (Rub. Per shekara)
A mafi tasiri nau'i na talla - sakandare. Idan abokin ciniki ne gamsu da ziyarar da ma'aikata, shi ne ya raba ƙwarewa tareda abokai da iyali da kuma za su har yanzu ba zai yiwu ba kadai.
A samar da shirin
Babban birnin kasar ciyarwarsu domin sayan kayan aiki domin aikin
Irin kayan aiki | The farashin, rbl. | Number of raka'a. | Cost, goga. | Farashin ba tare da VAT, rbl. |
1. Kitchen | ||||
kofi na'ura | 18720 | 2 | 37440,00 | 31200,00 |
firiji | 43680 | 1 | 43680,00 | 36400,00 |
kafa na jita-jita | 1800 | 5 | 9000,00 | 7500,00 |
sintali | 800 | 2 | 1600,00 | |
2. Hall | ||||
tsaga | 18000 | 2 | 36000,00 | 30,000.00 |
mashaya counter | 20000 | 1 | 20,000.00 | 16666,67 |
tebur | 3600 | 8 | 28800,00 | 24000,00 |
kusurwa gado mai matasai | 3200 | 4 | 12800,00 | 10666,67 |
kujera | 200 | 20 | 4000,00 | 3333,33 |
music tsarin | 23000 | 1 | 23000,00 | 19166,67 |
majigi | 12000 | 1 | 12000,00 | 10,000.00 |
3. Cash | ||||
tsabar kudi littãfi | 6000 | 1 | 6,000.00 | 5000,00 |
kwamfuta | 12400 | 1 | 12400,00 | 10333,33 |
total: | 246720 |
A shekara-shekara adadin kudin da gyare-gyare, tabbatarwa da kayan aiki - 2% na kayan aiki kudin.
List of ake bukata kayan aiki dabam tsakanin daban-daban na gidan cin abinci kasuwanci Enterprises. Saboda haka, misali, don aiwatar da wani aiki da shirin ga mai azumi abincin gidan cin abinci, kana bukatar yin lissafi da kudin na wani mabanbanta jerin gyarawa dukiya.
Lissafi na jimlar adadin da tsarin farko zuba jari a karkashin zuba jari aikin | |||||
Wn / n | iri da halin kaka | Cond. Alama. | Total, dubu. Rub. | Sp. wt.% | Farashin ba tare da VAT, ths. Rub. |
1 | Total zuba jari | HF | 290,72 | 71,76% | 242,27 |
duk da saboda: | |||||
rance | ZKOF | 290,72 | 71,76% | 242,27 | |
nasu kudi | SKOF | ||||
2 | Zuba jari a Equi-e-AK ku | 114,40 | 28,24% | 95,34 | |
duk da saboda: | |||||
rance | ZKOA | ||||
nasu kudi | SKOA | 114,40 | 28,24% | 95,34 | |
3 | A total adadin real zuba jari | 405,12 | 100,00% | 337,60 | |
incl saboda ..: | |||||
rance | ZK | 290,72 | 71,76% | 242,27 | |
nasu kudi | inshora | 114,40 | 28,24% | 95,34 |
Zuba jari aikin yana da wadannan tsarin:
Babban birnin kasar zuba jari - 290,72 dubu rubles ..
Zuba jari a aiki babban birnin kasar - 114,40 dubu rubles ..
A jimla ake bukata da za a zuba jari - 405,12 dubu rubles ..
Masu zuba jari za a sanya a kudi na bashi albarkatun, da zuba jari a halin yanzu dukiya - a nasu kudi.
samar iya aiki
A data kasance kayan aiki, kamfanin zai yi a cikin yini:
juz'i na tallace-tallace | ||
sunan | Volume Vol. / Day (servings.) | Volume ba. / Shekara (da bauta.) |
Espresso "The Reader" | 43,2 | 15768 |
Americano «Avangard» | 57,6 | 21024 |
Mokkachino "Haruki" | 28.8 | 10512 |
Espresso Macchiato "ta Kudu na Border" | 43,2 | 15768 |
Vanilla latte "Poslemrak" | 14.4 | 5256 |
Latte "Norwegian Itace" | 28.8 | 10512 |
total: | 216 | 78840 |
Rarraba halin kaka (a cikin dubu. Rub.) | |||||
nuna alama | 1 shekara | 2 shekara | 3 shekara | 4 shekara | 5 shekara |
1. abu halin kaka | 2173,88 | 2173,88 | 2173,88 | 2173,88 | 2173,88 |
2. Rents | 180,00 | 180,00 | 180,00 | 180,00 | 180,00 |
3. Albashi na key ma'aikatan + Ust | 527,64 | 527,64 | 527,64 | 527,64 | 527,64 |
4. Albashi na goyon bayan ma'aikatan Ust + | 70,43 | 70,43 | 70,43 | 70,43 | 70,43 |
5. Albashi na administrative ma'aikatan Ust + | 305,36 | 305,36 | 305,36 | 305,36 | 305,36 |
6. A halin kaka na gyara | 3,96 | 3,96 | 3,96 | 3,96 | 3,96 |
7. Talla Halin kaka | 12,00 | 2,00 | 2,00 | 2,00 | 2,00 |
Total aiki kudi | 3273,27 | 3263,27 | 3263,27 | 3263,27 | 3263,27 |
amortization | 62,66 | 45,44 | 32,96 | 23,91 | 17,34 |
Total magani halin kaka | 3335,93 | 3308,72 | 3296,23 | 3287,18 | 3280,61 |
Mataki na ashirin da ya yafi kama da kamfanonin harkar sayar da abinci, ko da siffofin da kewayon ayyuka. Planning halin kaka na kama abubuwa iya amfani da lissafi da kasuwanci shirin na yara cafe.
Depreciation da aka lasafta a kan wani kamfanin ta rage saura darajar
Ana kirga kudin gyarawa dukiya a tsawon shekaru, shan la'akari depreciation | ||||||
nuna alama | 1 shekara | 2 shekara | 3 shekara | 4 shekara | 5 shekara | |
St-Th, shuka da kuma kayan aiki a farkon na shekara, rbl. | 228,10 | 165,44 | 120,00 | 87,04 | 63,13 | |
amortization | 62,66 | 45,44 | 32,96 | 23,91 | 17,34 | |
St-Th, shuka da kuma kayan aiki a karshen shekara, rbl. | 165,44 | 120,00 | 87,04 | 63,13 | 45,79 |
shirin
Kamfanin ta management aka bada a cikin Director, wanda bi-biye yi aikinsu na akawu, domin kamfanin ne a cikin jariri, ya jũya farko ya zama m, babu kudi da kuma bukatar unsa ma'aikatan akawu.
Kamar yadda Director na shugaban ne a financially alhakin mutum wanda wakiltar kamfanin ta bukatu a lokutta, tã sama a bank account, zana har kwangila da sauran takardu, bayarwa umarni, da kulawa da yarda da kuma sallama da ma'aikata, da yin amfani da ihisani ko fenariti.
A matsayin akawu, da darektan alhakin hali na yadda ake gudanar da liyafar, rajista, da kuma rarraba ajiya na tsabar kudi. Ya kuma kula da lissafin kudi records, jami'in dake duba yawan daidaito na bayanin samu, ido, da aiwatar da doka da dalilin kashe kudi na albarkatun. Higher ilimi, ilimi na lissafin kudi a cikin kamfanin na gidan cin abinci kasuwanci.
Yawan samar da ma'aikata za a dogara ne a kan aikin yiwuwa. caji tsarin na Hakkin dogara ne a kan albashi, alawus da kari dogara ne a kan ainihin samar da nasara da sakamakon. Bayan kai da sakamakon a biya tsarin iya canza da kuma samun a cikin tsarin wani kaso daga sayar da abũbuwan shã. Ana kirga yawan ma'aikata shi ne yake aikata a kan zato cewa kofi shop za a located a kan periphery kusa da cibiyar, ko idan da wuri daga cikin sha'anin bukatar a manyan kwarara daga abokan ciniki, yawan ma'aikatan da ake bukata, don kara fadada. Alal misali, idan ka shirya yi a kasuwanci shirin kofi shop (misali na lissafin) domin aikin cibiyar a kan hanya.
Wn / n | ofishin | Yawan mutane | Albashin da ake / mo., Rbl. | Shoot / watan jadawalin kuɗin fito, rubles. | Ƙarin albashi ga watan lambar yabo | Albashi ga watan, goga. | Albashi ga shekara, ths. Rub. | A guda zamantakewa taimako | ||
coeff. | adadin, RUR. | |||||||||
1 | management ma'aikata | |||||||||
darektan -buhgalter | 1 | 15000 | 15000 | 0.295 | 4425 | 19425 | 233,1 | 72,2 | ||
2 | Core ma'aikatan: | |||||||||
kashiya | 2 | 4000 |
8000 | 0,12 | 960 | 8960 | 107,5 | 33,3 | ||
budurwa | 2 | 6000 | 12000 | 0.295 | 3540 | 15540 | 186,5 | 57,8 | ||
iventor-entertainer | 1 | 7000 | 7000 | 0.295 | 2065 | 9065 | 108,8 | 33,7 | ||
Support ma'aikatan: | ||||||||||
3 | tsaftacewa mace | 1 | 4000 | 4000 | 0,12 | 480 | 4480 | 53,76 | 16,7 | |
Aiki yanayin kofi: daga 10:00 zuwa 22:00. Daily.
kudi shirin
Financial Business Shirin Cafe (misali na lissafi) ya sa ya yiwu don tantance aikin ta ikon samar da tsabar kudi gudana isa ga sabis ɗin bashi adadin dangane da kudaden shiga da kuma payback lokaci. Term lissafi na kasuwanci shirin - 5 shekaru.
All gyarawa dukiya, kamfanin na shirin ya saya a kudi na bashi albarkatu. A banki yayi wani aro a 18% annum. An zaci cewa dan kasuwa shirin bude wani cafe tare da sifili. A kasuwanci shirin da aka tsara don haka cewa akwai wani hannun jari da kuma kudi sakamakon da ayyukan.
Lissafi na biyan bashin:
Manuniya | a total | |||
The adadin kudi biya amfani da bankin a matsayin aro | 39,47 | 19,79 | 6,00 | 65,27 |
The adadin da rance biya | 290,72 | |||
1st shekara | 87,22 | |||
2nd shekara | 87,22 | |||
3rd shekara | 116,29 | |||
Number of biya a kowace shekara | 12 | |||
Bankin sha'awa kudi a kowace shekara | 18% | |||
Bankin sha'awa kudi da watan | 0.015 | |||
A kudi na kumbura a cikin watan coeff. | 2.25% |
The adadin da overpayment ga yin amfani da bashi albarkatu na 65,27 dubu. Rub.
Organization of kofi - zatratoomky kasuwanci. Da rabo daga m halin kaka a farashin kaya ba tare da VAT - 80%. Shan la'akari da shirya kudaden shiga, zamu iya cewa da kasuwanci zai yi babban stock na tattalin arziki da kwanciyar hankali, kamar yadda hutu-ko da aya ne quite low. Idan wani abokin ciniki ko wani mai saka jari ba ta gamsu da waɗanda Figures, wanda aka gabatar a cikin kasuwanci shirin, shi za a iya dogara ne a kan misali da dokokin da za su aikata irin wannan aiki a kan nasu, adapting shi to m gaskiya, misali, yin lissafi da kasuwanci shirin a bakin hanya cafe. Misali lissafin kawai hidima ga fuskantarwa.
The shirya tallace-tallace kudaden shiga:
Kudaden shiga daga tallace-tallace na kayayyakin (goga.) | |||||
nuna alama | 1 | 2 | 3 | 4 | 5 |
Espresso "The Reader" | 630720 | 630720 | 630720 | 630720 | 630720 |
Americano «Avangard» | 1051200 | 1051200 | 1051200 | 1051200 | 1051200 |
Mokkachino "Haruki" | 630720 | 630720 | 630720 | 630720 | 630720 |
Espresso Macchiato "ta Kudu na Border" | 867240 | 867240 | 867240 | 867240 | 867240 |
Vanilla latte "Poslemrak" | 315360 | 315360 | 315360 | 315360 | 315360 |
Latte "Norwegian Itace" | 578160 | 578160 | 578160 | 578160 | 578160 |
total: | 4073400 | 4073400 | 4073400 | 4073400 | 4073400 |
Business-shirin gahawa tare da lissafin annabta riba a kan zuba jari da aikin nuna da wadannan sakamakon sigogi:
Manuniya | 1st shekara | 2nd shekara | 3rd shekara | 4th shekara | 5th shekara |
1. Revenue daga tallace-tallace | 4073,4 | 4073,4 | 4073,4 | 4073,4 | 4073,4 |
2. VAT | 678,9 | 678,9 | 678,9 | 678,9 | 678,9 |
3. Babban aiki halin kaka | 3375,4 | 3328,5 | 3302,2 | 3287,2 | 3280,6 |
duk da | |||||
amortization | 62,66 | 45,44 | 32,96 | 23,91 | 17,34 |
Riba kafin haraji | 19.1 | 66,0 | 92,3 | 107,3 | 113,9 |
Haraji a kan ribar | 3.8 | 13.2 | 18,5 | 21.5 | 22,8 |
Riba net nan gaba darajar | 15.3 | 52.8 | 73,8 | 85,9 | 91,1 |
rangwame coefficient | .7874 | .6200 | .4882 | .3844 | .3027 |
Ribar (ba darajar) | 12,03 | 32,73 | 36,03 | 33,00 | 27,58 |
Cash kwarara (nan gaba darajar) | 77,94 | 98,24 | 106,77 | 109,76 | 108,45 |
A lissafi na rangwame tsabar kudi kwarara da kuma payback
shekaru | U Rev. | DP toho. Cm-Th | DP toho. Cm-Th Accum. | Rashin daidaito. dis-I | DP pres. Cm-Th | DP pres. Cm-Th Accum. | software |
0 | dubu. Rub. | -405,1 | 1 | -405,1 | |||
1 | dubu. Rub. | 77,94 | -327,2 | .7874 | 61,4 | -343,8 | 7,60 |
2 | dubu. Rub. | 98,24 | -228,9 | .6200 | 60,9 | -282,8 | |
3 | dubu. Rub. | 106,77 | -122,2 | .4882 | 52,1 | -230,7 | |
4 | dubu. Rub. | 109,76 | -12,4 | .3844 | 42,2 | -188,5 | |
5 | dubu. Rub. | 108,45 | 96,0 | .3027 | 32.8 | -155,7 |
Lissafi na da payback lokaci, ya ce shan la'akari discounting da aikin zai biya kashe a karshe shekaru 7 da kuma 7 da watanni. Period, cewa yayi wani cafe kasuwanci shirin (samfurin lissafin) ya wuce lasafta kuma shi ne sosai a lokacin cinyewa ga kamfanonin harkar sayar da abinci ba, amma dole ne ka yi la'akari da cewa riba ba babban manufar halittar sha'anin, babban burin - tada al'adu da ilimi ga matasa da kuma ci gaban zamani art.
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