Analysis na creditworthiness na kamfanin: kawai game da hadaddun

Kowane kamfanin da aka fuskanci jima ko daga baya tare da bukatar daukar wani adadin na aro don tabbatar da cewa yanzu ayyukan, saya da tsada kayan aiki ko ga wani sauran dalili. Babu shakka cewa ba kowane kamfanin kamata ba bashi - kamfanonin bambanta a wasu Manuniya characterizing kamfanin da kuma adadin hadarin da aminci a cikin arziki na bashi. A wannan labarin, za mu magana game da abin da bincike na da creditworthiness na kamfanin da kuma yadda shi ne ya ciyar.

Loan ne ko da yaushe hade da wasu hadarin, saboda akwai da yaushe wani Yiwuwar gazawar koma kudi da bãshin. Domin rage girman wannan hadarin, da manyan cibiyoyin kudin, kafin bada rance da wani m, gudanar da ake kira sha'anin bashi bincike don tantance yiwuwa na bayar da kudi a cikin bashin da kamfanin. a yanke shawara a kan bayar da ko ba-arziki na aro bisa bincike da sakamakon, shi ne kuma zai yiwu yanke shawarar canza rance sharuddan - canza adadin da sha'awa kudi, da balaga na aro.

Analysis na bashi za a iya za'ayi ba kawai azahiri, amma kuma ƙ. Nazari creditworthiness ne yiwu kuma dole, kamar yadda ba ka damar hango ko hasashen a gaba da hukuncin bankuna da kuma ta haka ne don hango ko ba ya sa ran don jawo hankalin waje albarkatu. Wannan hanya ne sau da yawa da za'ayi da duba na kamfanin, kamar yadda suka rubuta a cikin su da ra'ayinta game da Jihar harkokin kamfanin.

Daga wani m ra'ayi na kungiyar na bashi bincike ne da lissafi na 'yan ainihin sigogi dogara ne a kan dabi'u na wanda, da kuma kafa wani ra'ayi game da yiwuwar kamfanin don samun rancen:

1) The rabo na "Volume na tallace-tallace / halin yanzu dukiya" - wannan rabo nuna mataki na yawa, saboda haka, ya dace da amfani da zagawa da dukiya na kamfanin. A mafi girma da adadi - da more yadda ya kamata cikin ayyukan da kamfanin dogara ne, kuma ta haka ne, da mafi m shi ne a matsayin ma'abucin.

2) A rabo daga "Volume na tallace-tallace / ãdalci" - characterizes yadda ya dace da yin amfani da izini babban birnin kasar na sha'anin. Sake, da hakan darajar wannan index, da hakan ne creditworthiness na kamfanin.
Idan wani kamfanin ta creditworthiness bincike ne da za'ayi "a sauri", wani lokacin iyakance zuwa biyu muka ambata a sama Figures. Duk da haka, wannan m - a tabbatar hanyar faduwa, saboda cikakken bincike ya hada da shawara na uku sauran fihirisa:

3) A rabo daga "gajere bashi / ãdalci" - characterizes mataki na ɗaukar hoto na kamfanin ta birnin bashi. Karamin da rabo, da sauki shi zai zama kamfanin biya kashe ta bashi.

4) A rabo daga "receivables / kudaden shiga" - ba ka damar kimanta kudi na biyan fansar wuyõyi basusuka na kamfanin. Shi ne ma'ana cewa wani m mai ba da bashi ne sha'awar da cewa wannan adadi ya kamar yadda low kamar yadda zai yiwu, saboda sauri da bashin da kamfanin tuba a cikin kudi, da mafi m kanta a matsayin ma'abucin.

5) A rabo daga "ruwa dukiya / gajere bashi" - characterizes mataki na ɗaukar hoto na kamfanin a cikin mafi ruwa dukiya da ta fi latsa basusuka. A mafi girma da adadi - da mafi alhẽri shi ji m cikin sharuddan creditworthiness.

Kawai bayan da lasafta (zai fi dacewa a karshe 'yan shekaru) wadannan Figures, da sha'anin bashi bincike da aka kammala. Za ka iya yanzu ba tsoro ya dauki wannan mataki don baiwa kamfanin mai rance, rance saboda mai ba da bashi ya sani duk ins da sabani na shi kuɗi.