Kudi multiplier

A fannin bashi, ɓangare na abin da suke da bankuna, amfani da sharuddan kamar bashi, ajiya da kuma kudi multiplier. Ga mutane da nisa daga tattalin arziki, shi ne wani lokacin wuya a sami fassarar takamaiman sharuddan. Saboda haka yana da worthwhile don la'akari da su a cikin daki-daki, ga fahimta da aiki na banki tsarin da daidai fassarar wadannan Concepts.

Idan muka dubi zuwa ga wani bayani da tattalin arziki da ƙamus, da kuma a can za ka iya samun wani bayani na ra'ayi bashi multiplier: shi ne rabo na karuwa a kudi wadata, wanda mallakar da Bank, ta hanyar da mataki na wani bashi makaman. A farkon ta aiki da banki yana da wani adadin kudi da aka kashe a cikin babban birnin kasar a matsayin ajiya. Kudi wadata (ie, babban birnin kasar) da kuma ta girma da kuma fadada dogara a kan ajiye bukatun, kamar yadda wani tanadi manufofin. A sakamakon haka, kowane banki sami wani ajiya, zai iya ƙara zuwa ga reserves wani kaso daga cikin adadin samu ta hanyar shi. A halin yanzu, da sauran juya a cikin wani ragi ajiye da aka canjawa wuri zuwa aro. Multiplicity fadada banki babban birnin kasar ne inversely na gwargwado ga data kasance kullum na wajibi reserves.

Bi da bi, da fassarar da manufar "ajiya multiplier" rahoton Dictionary of Business Terms. A cikin fassarar su ne tabbatacce factor na canji na kudi a banki adibas, wanda shi ne sakamakon maimaita yin amfani da wannan kudi wadata a kan kasuwar, bashi da banki.

Kuma ya da sauran irin aka kira monetary ninkãwa, tun biyu aiki a kan kudi bangaren na kudi. Bankin (kudi) multiplier - shi ne don kara yawan kudi wadata, wanda shi ne sakamakon gudana banki bashi da ajiya ayyuka. Babban Bankin shirya ayyuka na sauran bankunan, wanda samar na musamman ajiye bukatun.

Kawai da banki tsarin iya tafiyar da monetary animation. Mutane daya-daya memba ba shi da irin ikon. Yana yiwuwa a yi la'akari da takamaiman misali. Credit kungiyoyi sun Bet da m ajiye a cikin adadin kashi biyar bisa dari. Idan abokin ciniki sanya banki a wani ajiya lissafi daya dubu rubles, hamsin rubles na su fada a kan asusun ajiyar a cikin Central Bank, da kuma ɗari tara da hamsin ne a zubar da cikin banki da kuma bayar da su a kan bashi. Wannan adadin, sauran bashi ma'aikata daukan biyar da cent na ajiye, da kuma sauran adadin fice rance. A sakamakon haka, an kara yawan wadanda ba tsabar kudi kudi a cikin banki tsarin.

Wannan tsari shine ake kira bashi. Ya kuma yi shaida, sunan da bashi bazuwa. Za batun na bashi kudi a cikin banki tsarin. The bashi crunch ne da za'ayi a lokacin da abokin ciniki fitarwa da rance. A kudi wadata ba ya canja. Kamar wancan akwai wata karuwa ko rage shi. Don lissafi da rabo, wanda shi ne banki, kudi multiplier, shi wajibi ne yin lissafi da rabo tsakanin kudi wadata da kuma tushe. Idan da karuwa a yawan wajibi redundancy, da rage dama ga banki tsarin don ƙirƙirar bashi batun, da kuma mataimakin versa.

Rates suna fadowa, idan kana so ka inganta tattalin arzikin kasar. Kamar wancan akwai wata karuwa a cikin kudi wadata, da kuma rage kashi na aro. Kishiya mataki aka dauka idan akwai wani barazana da hauhawar farashin kaya.

A cikin Rasha Federation, ta kafa dokokin, cewa kawai Babban Bankin na da hakkin ya sarrafa da watsi da wadanda ba tsabar kudi kudi, sabili da haka shi ne iya kunkuntar ko fadada su bankunan ãdalci damar. A kudi multiplier da aka lasafta a matsayin kudi na karuwa da kudi a kan ajiya a bankunan a lokacin kudi nauyi na motsi daga daya banki zuwa wani. Wannan kudi ba zai iya isa iyakar darajar, saboda wani ɓangare daga kudaden da aka gudanar a cikin free reserves, ba directed a lamuntawa ayyukan.

Cartoonist, kamar yadda wani yunkuri na kudi wadata - a ci gaba da aiwatar. Lissafta ta coefficient iya kawai ga wani lokaci.