Katin kuɗi "Tinkoff Black": nazari akan masu mallakar. Yanayi, farashin

Zare kudi da katin "Tinkoff Black" samu mafi kyau sake dubawa: masu amfani ce cewa shi sanye take da zamani banki hanyoyin fasaha da kuma yin amfani da sauki. "Tinkoff" offers abokan ciniki m sabis kuma shiga cikin bonus shirye-shirye. Amfani da zare kudi da katin TCS ba kawai da amfani ga ciyar da kudi, amma kuma tara su. A wannan labarin, za mu yi la'akari da yanayi na ta samu da kuma kunshin na ayyuka bayar da banki zuwa "Tinkoff Black". Abokin ciniki feedback game da taswirar za su samar da wani m mai amfani da wani real fahimtar da shi, da kuma yi wa kansu da hakkin zabi.

Game da Tinkoff Bank

"Tinkoff Bank" - banki kudi ma'aikata, a wadanda ba misali ga Rasha da irin abokin ciniki sabis. Gaskiyar ita ce, a fadin kasar nan zai zama babu rabuwa Tinkoff. Akayi ATMs ma samuwa. Yaya ta yi aiki da abin da su ne abũbuwan amfãni a gare masu amfani?

"Tinkoff" ya ginu ne a kan irin na banki Wells Fargo, wanda amfani da wani m abokin ciniki sabis model. Kasuwa Oleg Tinkoff da shawarar cewa wannan hanya na aiki za a iya aiwatar a Rasha. "Tinkoff Bank" da aka kafa a sakamakon. New kayayyakin, da ingantattun sabis matakan da aka kafa shekaru 10.

"Tinkoff" al'amurran da suka shafi zare kudi da kuma bashi unsecured rance cards, na samar da wani babban kewayon gamayyar-"roba", shi ba ka damar yin online biya ko bayar da jinginar gida a kan mafi m sharuddan da sauran bankuna. Tare da kayayyakin Tinkoff, mai amfani iya ajiye a kan sayayya a Pet Stores ( "Aliekspress", "Google Play", "Lamoda", "Rasberi», eBay, daya biyu Tafiya) da kuma sayan tikiti a m farashin.

yanayi domin samun

Map «Tinkoff Black", reviews na wanda magana a cikin ni'imar da saye, bayar tare da biyu biyan bashin tsarin: MasterCard Duniya ko Visa CD. Account haka yana buɗewa a cikin rubles, dalar Amurka ko kudin Tarayyar Turai. A katin ne m na shekaru uku, bayan da ka iya rufe shi ko ci gaba da yin hadin gwiwa tare da bankin.

Contents iya zama, ba tare da barin gida. Wannan na bukatar da gaban da Internet da kuma kamar wata minti na free lokaci. A can farko Ya saukar da wani amfani: ba za mu je zuwa ga reshe na bankin da kuma jira su bi da bi. Na bukatun ga wani m abokin ciniki - kawai adult shekaru da kuma fasfo.

Don samun wani katin, "Tinkoff Black", reviews na wanda shi ne sosai tabbatacce, kana bukatar ka bi wasu sauki matakai:

1. Tafi zuwa ga official website na banki www.tinkoff.ru.
2. Cika fitar da wani nau'i to sami zare kudi da katin "Tinkoff Black".
3. Jira kiran banki ma'aikaci wanda zai bayyana da biyayya na bayanai da kuma notifies da lokaci na karbar katin. Ta aka dauka zuwa kayyade address (ofishin, gida).

Bayan 1-2 kwana da sabon Tinkoff Black zai kasance a hannun mai amfani, bayan wanda za bukatar da za a kunna ta ziyartar official website ko ta hanyar danna da kuɗin fito free lamba 8800555 10 10. A abokin ciniki sani da PIN-code Da taimakon wannan hanya, wanda wajibi ne a gudanar da ma'amala .

The kudin na katin

Daya daga cikin manyan tambayoyin game da samfurin "Black Tinkoff", mai amfani reviews na wanda jawo hankalin more kuma mafi sabon abokan ciniki, shi ne ta price. Nawa shi zai kudin rajista da kuma shekara-shekara tabbatarwa daga cikin katunan? Monthly Bank kudin domin Tinkoff Black katin ne 99 rubles. Total ga shekara 1188 zo rubles.

Samu da kuma isar zuwa kayyade address kyauta. Bugu da kari, bankin samar da ikon fitowa har zuwa 5 ƙarin katunan for rajista wanda ba su da biya. Mai sabis na "Tinkoff" kuma za'ayi ba tare da wani ƙarin tsabar kudi gudunmawar. Me ya sa dole ka biya? abokin ciniki iya kunna sabis «SMS-Bank", da wanda katin mariƙin aka sanar da duk kammala ma'amaloli, idan ake so. Wannan sabis ɗin za su kudin 39 p., Idan lissafi ne ruble. The kudin katin halin kaka € 1 ko $ 1. An ware Naira Miliyan za a caje a kan kowane wata.

free sabis

Map «Tinkoff Black" samun mai kyau sake dubawa saboda sharadi gwargwado na sabis da kuma high kasancewa ajiya da kuma yin amfani da kudi. Alal misali, hukumar kula da yin amfani da katin lissafi iya sa 99 p., Kuma Can kuma 0 p. Subject wasu abokin ciniki Yake shirya katin free yanayi. Don yin wannan, dole ne ka yi ajiya a cikin adadin 30 000 goga. (€ 1,000, $ 1,000), ko samun bashi ga wannan kudi.

Bayan rajista na mai amfani da wadannan free sabis suna ta atomatik bayar:

• "Internet-banki" - ba ka damar biya domin sabis ta hanyar da yanar-gizo, kafa avtoplatezh, ganin sanarwa na lissafi.
• "Mobile banki" - da app ga wani smartphone, shi na goyon bayan kusan dukan dandamali.
• sanar da SMS-rarraba a "Tinkoff Black" mataki.

Abokin ciniki feedback game da wani zare kudi da katin banki Tinkoff tabbatar da babban matakin da sabis da kuma samuwar wani iri-iri dace da free sabis cewa yin amfani da mafi dadi da kuma m.

yana nufin iko

User da muhimmanci a san nawa kudi da aka bari a asusun inda kudi da aka kashe. Bugu da kari, da girma shahararsa na biyan mai amfani takardar kudi, mobile da kuma samar da aikin Intanet ta amfani da online banki. Lokacin yin Tinkoff Black Katin ciniki an gayyace kyauta domin amfani da sabis "Internet Banking" da "Mobile Banking".

Don kunna sabis online sabis, dole ne ka je na aikin site, kuma zuwa shafin "Internet Bank". Page yana buɗewa da wani nau'i na cika fitar, inda kana so ka shigar da lambar katin. Bayan da SMS-tabbaci na mai amfani da kansa tare da login da kuma kalmar sirri domin samun damar Members Area. Yanzu wani banki abokin ciniki iya yin da yawa ba tare da barin ayyukan gida. Daga cikin su:

• atomatik biyan bashin a kan kayyade bayani da kuma adadin.
• canja wurin zuwa wasu asusun.
• damar da za su koyi game da samuwa tarar da biya su.
• Rahoto a kan samuwar amfani da sauran kudaden.
• biya na takardar kudi domin amfani da sabis, rance da kuma sauransu.

Babu kasa mai amfani-friendly shirin domin iko da kudi a kan gungumen azaba ne "Mobile Banking". Yana da wani aikace-aikace da cewa aiki tare da kusan duk wani smartphone ko kwamfutar hannu tsarin aiki "Android", "Agios", "windose", "Blackberry". Sunan mai amfani da kuma kalmar sirri ne guda a matsayin data nuna a cikin "Internet Bank".

Map «Tinkoff Black": sharuddan da percentages, reviews

Future masu amfani a cikin zane na biya "roba" da sha'awar a wani bayani game da nan gaba kudaden shiga da kuma kudi domin gyaran asusun banki. Mene ne halin kaka da kuma amfanin da abokan ciniki zata a kan taswira Tinkoff Black? Ka yi la'akari da dabi'u a cikin tebur:

Sharuddan Amfani "Tinkoff Black"

* A lissafi zamani yana 1 watan da kuma fara daga ranar katin kunnawa.

Interest da aka kara a kowace rana, da kuma samun kudin shiga da aka biya da zarar wata daya a kan taswira "Tinkoff Black". Reviews na adibas abokan ciniki ba tabbatacce: banki yana daya daga cikin mafi girma rates na albashin na su.

tsabar kudi janyewar

Kila duk wanda yana da akalla daya biya da katin, da aka sani al'amurran da suka shafi cashing. m lokacin tafi a search na "yan qasar" ATMs, da kuma wani lokacin hours. Customers "Tinkoff" matsalar bai sani ba. Duk da cewa Tinkoff ATM bisa manufa ba ya wanzu, da katin mariƙin ne sauki karbo kudi a duk wani na'ura, ba tare da jinkirin, ya na nufin wasu kungiyar. Kuma duk saboda abokan ciniki wani bambanci inda tsabar kudi kudi: Hukumar, ko ba a caje a duk, ko daidai ne a ko'ina.

Lokacin da cire yawan daga 3000 zuwa 150 000 goga. Tinkoff Black mai amfani ba biya tsaba. Idan kana so ka samu daga wani ATM akalla miliyan 3, za su biya wani ƙarin 90 rubles. A cikin hali na ya fi girma yawa (daga 150 dubu. P.) Hukumar qara zuwa 2%, da zai zauna haka har karshen cajin kudi lokaci.

recharge cards

Akwai hanyoyi da yawa zuwa Credit kudi ga asusun. Don ba su da biya ƙarin kudade, za ka iya amfani da wadannan hanyoyi:

• canja wurin kudi zuwa wani katin bayarwa banki.
• Tinkoff amfani da sabis na abokan, ciki har da sadarwa na gyaran gashi "Manzon", "MTS", "Euroset", "Beeline".
• ta hanyar biyan bashin "kiwi" tsarin "WebMoney".
• canja wurin daga wani asusun da taransafar banki (ko wasu bashi da kudi cibiyoyin na waje canja wurin a kan gungumen azaba "Tinkoff" iya cajin hukumar).

A miƙa kudi, yana da muhimmanci mu tuna cewa aiki ne kyauta kawai a yanayin saukan idan saman-up adadin bai wuce 300 dubu. Rubles. In ba haka ba za ku biya wani ƙarin 2% a kan wuce haddi.

More game Cashback tsarin

Cashback sa har ma fiye da ban sha'awa katin "Tinkoff Black». Abokin ciniki reviews sau da yawa ambaci wani m bonus a cikin hanyar kudi da aka mayar da su zuwa asusun bayan sayan. Ceton ne ko da yaushe a yarda, kuma Tinkoff yi shi ne ba don haka da wuya. Bankin biya cashback a kan "Black" katin a cikin adadin:

• 1% - a kan duk sayayya *;
• 5% - for kayayyakin na Categories zabi akayi daban-daban ga abokin ciniki;
• har zuwa 30% - domin sayan musamman hannun jari na banki abokan.

* Cash Back ba a caje tare da karbo daga kudi da kuma aiwatar da canja wurin, biyan bashin da sabis ko kayayyakin a cikin sashe "Biya da kuma canja wurin", da ƙari lantarki purses, sadarwa, mai amfani da sabis da kuma wasu sauran ayyukan. Ga cikakken jerin exemptions iya zama a kan banki ta website.

Cash Back da aka lasafta a karshen da lissafin kuɗi lokaci. Waƙa da tsari zai iya zama a cikin sanarwar, wadda aka bayar ga abokin ciniki a kowane wata. Ga kõwane ajali na katin mariƙin baya zuwa 3000 rubles.

Game da Tinkoff Black Tsaro

A mafi muhimmanci halayyar da banki da kuma kayayyakin miƙa ta su ne m, yana nufin don adanar lissafi. "Tinkoff Black" yana nufin mafi amintattu cards. Don wannan karshen, da dama matakan Kanmu:

• guntu, abin da na tsare katin copy;
• customizable iyaka ga withdrawals da sayayya via yanar-gizo;
• 3-D Secure fasahar for kafaffen online ma'amaloli.
• da ikon musaki biya online for kaya da kuma ayyuka.
• tarewa na SMS-sanarwar da daya-lokaci kalmomin shiga.
• Halittar wani hadari lissafi, wanda aka yi nufi ga adanar kayan aikin.

Saboda haka, duk zai yiwu wajen kariya bayar da katin "Tinkoff Black». Feedback daga masu amfani tabbatar da babban matakin tsaro da kuma saukaka tsabar kudi kwarara iko.

Abũbuwan amfãni daga cikin katin

Ko a kashe "Tinkoff Black" da kuma abin da abũbuwan amfãni rarrabe shi daga sauran banki kayayyakin? Mun yi la'akari da babban m gefe na map:

• 'yanci na aiki da kuma zuwa samu - ba tare da barin gida.
• babban matakin da sabis da kuma tsaro;
• 'yanci na janye daga duk wani ATM ba tare da hukumar.
• Free sabis.
• lokacin da ka bude wani ajiya - wani kaso fee da wani free sabis.
• tallafawa mara waya ta biya tsarin PayPass / PayWave.
• cashback har zuwa 3000 rubles da watan.

Domin Tinkoff Black mutane ne akwai da kuma game da shirin. Ga kowane sabon abokin ciniki dogara fee 500 rubles.

korau al'amurran

Sharhi kan taswira "Tinkoff Black" mafi yawa kyau, amma ba kowa da kowa ta zo ga liking. asusun bude manufa a cikin banki a duk daban-daban, da kuma buƙatun da sabis kunshin ma. A abin da wasu masu amfani ne masanan basu ji dadin Tinkoff Black? Manyan dalilan rashin biyan bukata da katin an rage wa:

• da yanayi na samun diyya ga ajiya albarkatun - wanda aka yin amfani da katin kawai a matsayin ajiya, yayin da 8% da yin sayayya.
• sabis halin kaka (1,200 p a kowace shekara.)
• inflated m adadin janye ba tare da hukumar.
• babban adadin yanayi da kuma bukatun, wanda zai shafi adadin kwamitocin da kuma lada.

Credit katin "Tinkoff": mai amfani reviews

Credit - yafi aikin banki Tinkoff. Samun rance ne fairly sauki: cika fitar da wani nau'i online da kuma jira da kira sadarwarka. Amince da shi kusan ko da yaushe, da banki ba ji tsoron yin aiki tare da unsecured rance. Amma wannan da aka cika da sha'awa kudi, wanda a gaskiya ne fiye da 40%.

Jagoran daga cikin bashi na banki - Tinkoff CD. Abokin ciniki feedback game da shi husũma. A daya hannun, da lura da irin amfanin da cashback (1%), low cost na shekara-shekara da sabis (590 p.), A alheri lokacin (55 days). Duk da haka, mutane da yawa suna wary sauki bashi, ba su gamsu da high amfani kudi na 30 zuwa 45% annum. Ganimar da ra'ayi, da kuma da dama yanayi da kuma ware musu wanda zai shafi adadin biya a kan aro.

An ban sha'awa zaɓi ya cece kudi da kuma kara wani zare kudi da katin "Tinkoff Black". Reviews, da yanayi domin samun da amfani da aka tattauna a cikin labarin a cike. Mai karatu kawai bukatar fahimtar yadda za m bukatun na banki, kuma ko da irin wannan biyan bashin da katin ya kamata. Kamar wani banki, "roba", "Tinkoff Black" An halicci ga takamaiman dalilai - jari da kuma aiki da yin amfani da kudi. Kawai a karkashin wadannan yanayi zai kasance m ga katin da mai shi.