Bankin rangwame kudi

A rangwame kudi ne wani muhimmin nuna alama, wanda Forms babban al'amurran da kasuwanci na bashi cibiyoyin. Saboda haka, shi ne wani amfani kudi, kafa da kasar ta kasa banki ga sauran bankunan. Its size dogara a kan, jihar ta monetary siyasa da kuma manufofin da shi korarsu.

Alal misali, a high kudaden da hauhawar farashin kaya lissafin kudi da yistin. Sakamako ne mai Yunƙurin a farashin da credits, bayar da National Bank. Haka kuma, da aro da na bankuna sun zama yafi tsada, rage bukatar da arziki na bashi da sabis. A wannan hanya mai sauƙi gwamnatin taimaka wajen rage ƙarar na kudi, sa'an nan da rabo daga tsabar kudi karbo daga wurare dabam dabam. Wannan taimaka wajen dakatar da ci gaban da hauhawar farashin kaya da kuma ci gaba da shi a cikin wasu iyaka.

A rangwame kudi - Babban Bankin shi ne kayan aiki da abin da ta shirya babban matakai na tattalin arzikin, misali, goyi bayan kasa kudin musayar kudi a bukata matakin, iko da girma na kudi a wurare dabam dabam, Forms kasar ta kasa da kasa reserves. A yi a can ne da wuya} aruwar ko karu a amfani rates, kamar yadda mai mulkin, a yarda qananan, amma ba kasa tasiri sabawa.

Lokacin da rangwame kudi da aka kara, da kudin zai dattako. Bugu da kari, bankunan rashin bashi albarkatun, saboda babban bankin rance ne da tsada. A lokacin wannan lokaci ya karu da rangwame kudi na banki sha'awa a kan ajiya yadda ake gudanar. Samarwa sharuddan mafi m ga mutane don canja wurin samuwa kudi da ajiya da lissafi, ka zuba jari a aiki da kuma kudi ayyuka. Saboda haka, akwai wani karbo kudi daga wurare dabam dabam ga wani lokaci, ya kuma inganta raguwa a cikin kumbura kudi. Wannan hanya da aka yi amfani da aiwatar da manufofin, da ake kira "tsada" kudi.

A manufar "cheap kudi" yakan haifar da wanzuwar wata rage kudi na refinancing. Yana da aka shiga a lokacin da akwai raguwar masana'antu aiki a kasar. A gwamnati ta fahimci bukatar kula da wasu kamfanoni da kuma haifar da yanayi na bashi cibiyoyin cewa rage sha'awa rates a kan bashin da aro da, musamman ga harkokin kasuwanci. Saboda haka akwai wani ambaliya daga babban birnin kasar a cikin masana'antu ko a cikin ikon yinsa, daga wani takamaiman sabis, da kuma kara kuzari da cin gaban masana'antu.

Ya kamata a lura da cewa wadannan matakan da aka dauke su tasiri, amma akwai kawai wani lokaci. Bugu da ari karuwa ko karu a rates take kaiwa zuwa mummunan sakamakon. Abin baƙin ciki, duk taron yana da wasu drawbacks. Regulation na refinancing kudi ne ma "da sauran gefen", wanda yake shi ne kamar haka:

• Karuwan rangwame kudi tsokani wani akan rage albashinsu, da shugabannin harkokin kasuwanci suna tilasta su rage yawan jobs. Duk wannan halitta qara nauyi a kan aiki musayar, da kuma haifar da tashin hankali a cikin al'umma.
• Ragewan rates, ba shakka, a hankali take kaiwa kasar daga rikicin, kamar yadda na taimaka wa ci gaban masana'antu kansu. Haka kuma, jihar haka goyon bayan matsakaita da ƙananan kasuwanci, kyale su su zauna da ninkaya ko da a cikin mafi wuya yanayi. Amma kawai a wani lõkaci, sa'an nan akwai ya kasance m girma na kumbura, wanda ya razana duka tattalin arzikin.

Yana iya ƙarasa da cewa rangwamen kudi ne mai kyau kayan aiki, hidima a cimma babban burinta na manufofin kudi, amma ya kamata su gudanar da cikin hikima.