Savings Bank Credit Card "lokacinta". yanayi da kuma sake dubawa - da Savings Bank Credit Card

Kowane banki, domin jawo hankalin kamar yadda mutane da yawa sabon da kuma tsohon abokan ciniki ne interested in, a kai a kai updates layi na bashi kayayyakin. Shi ya aikata haka, da kuma Sberbank na Rasha, "sabis fayil" wanda akwai da dama daban-daban shirye-shirye da kuma bada shawarwari. Daya daga wadannan shine a katin bashi Savings Bank "lokacinta". The sharuddan a kan wanda shi za a iya bayar? Menene da abũbuwan amfãni? Abin da sauran katin da yake a cikin Savings Bank?

Abin da bashi kayayyakin yayi Sberbank yau?

A lokacin, kowane abokin ciniki na Savings Bank yana da ikon zana maps of wadannan Categories:

• duniya bashi.
• affiliate katin bashi.

A wannan yanayin, da duniya katin iya hada irin su:

• "Classic".
• "Golden".
• "Instant".

By} awance hada da bashi "Ka Life" da kuma "Tunisair".

Menene wannan "Golden» MasterCard Katin da Visa?

Domin irin wannan katunan hada da premium katin bashi tare da mai fadi da kewayon halin yanzu tayi da kuma ayyuka. The girman da bashi da iyaka a wannan roba ne har zuwa 600 000 rubles. Interest lokacin da ka yi amfani da katin fara daga 25,9%. The daftarin aiki da aka tsara don cika shekara uku na mataki. Yana bayar da kyauta shekara-shekara sabis, da kuma oda ga shi zai iya zama idan akwai wani fasfo da kuma wani daftarin aiki daga banki jeri (misali, shi zai iya zama mai lasin). Hakazalika, wa dai da wasu katin bashi Savings Bank. The sharuddan da kunnawa da bude za a yi la'akari daga baya.

Visa da MasterCard Gold, ayan da wani babban matakin tsaro, da kuma suka za a iya bude a cikin gida kudin. Su alheri lokacin ne har zuwa 50 days. Jimlar kudin da tabbatarwa (dangane da yawan da alaka da sabis) zai iya Range daga 0 zuwa 3000 rubles a kowace shekara.

The yiwuwar "zinariya" katunan abokan ciniki na Sberbank

Kowane katin bashi Savings Bank ( "lokacinta", "Classic"), ciki har da "Gold", ya buɗe domin ta da kambun da sabon fasali. Alal misali, maps premium a haɗe shirin jari "gode daga Savings Bank" promotional da kuma yanayi kyauta fa, tã yi na biyan bashin tsarin, sabis (da taimakon lamba cibiyar), sabis, e-tsabar kudi (asarar da katin wajen kasar).

Bugu da kari, da katin bashi na aji m support sabis da account management, sabis "Avtoplatezh" da kuma sauran ayyukan.

Mene ne halaye na Savings Bank of nan take katin?

Credit Sberbank "lokacinta" katin (reviews na shi zai zama m) ne a duniya katin bashi da iyaka na zuwa 120 000 rubles. Yana yana goyan bayan da na kasa da kasa biyan bashin da tsarin Visa da MasterCard kuma yana da wani shiryayye rayuwar shekaru 3. Its main amfani a kan wasu - jawo a kawai 10-15 minti.

Ƙarin fasali "lokacinta" cards

Sberbank katin bashi (bashi) "lokacinta", kazalika da maps na Premium kashi, an haɗa zuwa accumulative bonus shirin "Godiya daga Savings Bank" tana goyon bayan "Avtoplatezh" da kuma m tabbatarwa. Bugu da kari, ya bayar da katin bashi, za ka iya a yanayin kariya, 3D-kafaffen biya don gudanar da wani aiki, ba tare da tsoro ga aminci su bayanan sirri da kudi a cikin asusun.

Map "lokacinta" ba ka damar biya domin dukiya da kuma ayyuka ta bank transfer. Wannan za a iya yi a cikin wani waje da abokin tarayya bankuna, rassansa, kazalika a ATMs da kuma batu na kai-da sabis tashoshi. Updated katin bashi Savings Bank "lokacinta" a tsabar kudi ko ta hanyar taransafar banki. A alheri lokacin for robobi up to 50 kwana. Mene ne mafi muhimmanci ga freelancers da kuma mutane na m fasahohin, aiki ta hanyar da yanar-gizo, da katin bashi za a iya sanya wa rumfa purses ( «yandex», Webmoney).

Wanda zai iya bayar da wani katin bashi a cikin Savings Bank?

Bisa bukatun da Savings Bank, a katin bashi, "lokacinta" iya firam ta 'yan kasa dake da shekaru 21 da kuma 65 shekaru. Bugu da kari, ga roba, dole ka yi rajista dindindin da kuma Rasha dan kasa, kazalika da] aukacin aikin kwarewa - by shekara. A wannan yanayin, shi yana nufin wasan kwaikwayon na your hukuma aikinsu a cikin past shekaru 5. A lokaci guda a kan halin yanzu aiki dole ne ka yi aiki akalla watanni shida.

Bayar da katin a cikin Savings Bank reshe a kan fasfo.

A karkashin abin da yanayi na iya amfani da nan take katin?

Kafin ka nemi wani katin bashi, shi wajibi ne, don su bincika yanayin da sabis. Saboda haka, bashi katin, "lokacinta" (Savings Bank) (da yanayin withdrawals da kuma caji wasu biyan ma'amaloli za a iya kyan gani, a cikin photo) ba ya samar da biya sabis a cikin pre-amince tayi. Girman kudi dabam tsakanin 25,9% annum. A lokacin alheri lokacin, babu sha'awa da aka biya. Gaza bada hašin kai ga balaga da wajibi biya da kuma aron adadin daga katin mariƙin za a caje da wata azãba daga 36% annum.

Sberbank (katin bashi): tsabar kudi janyewar

Lokacin da janye tsabar kudi a cikin alaƙa ofisoshin bashi kungiyoyi a Rasha, kazalika a rassan Sberbank tare da mai kira ke cajin hukumar fee na 3% na jimlar yawan (ba kasa da 390 rubles). A cikin hali na roba cashing a wani ɓangare na uku kudi cibiyoyin hukumar kudi ta fito zuwa 4% na adadin. Bugu da kari, a lokacin da cire tsabar kudi kana bukatar ka tuna game da kafa kullum iyaka. Saboda haka, kowace mai shi daga wani nan take katin yana da cikakken hakkin ya karbo kudi daga ATMs, amma a cikin kewayon 50 000 rubles.

Savings Bank katin bashi "lokacinta" (yanayin da rajista, mun gani a sama) ba ka damar fitar da tsabar kudi bisa ga wasu sharudda. Idan biyan bashin da kudi ne da za'ayi a cikin daya daga cikin ofisoshin da Savings Bank, da iyaka da size a lokaci guda shi ne 150 000 rubles. A wannan iyakancewa ya shafi kau da tsabar kudi a tsabar kudi desks wasu cibiyoyin kudin. Matsakaicin adadin a gudanar ya sadar da kudi don cika bashi ne daidai da 10 miliyan rubles. Wani sauran wadanda ba tsabar kudi da katin ma'amaloli suna da za'ayi ba tare da wani hukumar.

Sberbank "lokacinta" katin bashi kuma samar domin bayar da na biya bayanai. Alal misali, domin kowane bukatar ta hanyar ATM, a wata m adadin da bashi da iyaka da banki na abokin ciniki za su iya biya 15 rubles.

Abin da ke a cikin sabon classic maps na Savings Bank?

Wani lokaci kyau da haihuwa litattafansu kuma shi ne hanya mafi kyau daga. Saboda haka, idan ba ka so don shiga cikin cikakken bayani na "Premium" ko "duniya" cards, ka ko da yaushe suna da damar su yi amfani da classic katin bashi. Girman ta bashi da iyaka na zuwa 600 000 rubles. Interest a kan aro - daga 25,9% zuwa 33.9% annum. roba, da kudin goyon baya ga wani shekara na yau da kullum abokan ciniki na banki yawa zuwa 0%, da kuma ga sababbi - har zuwa 750 rubles.

Cards a cikin wannan category suna da alaka ga misali shirye-shirye, mukaddashin a kan manufa da "biyan bashin da aikatãwa kari." Za ka iya sarrafa su ta hanyar m Sberbank sabis, misali, "Mobile Banking". Domin rajista na wani katin bashi, za ka iya ko dai tafi kai tsaye zuwa da kudi da ma'aikata, ko tambaya online mode.

Wani sauran katunan bashi ne a cikin Savings Bank?

A halin yanzu, da Savings Bank za a iya bayar da wadannan iri katunan bashi:

• Katin Visa Classic «Ka ba Life" (tare da wani shekara-shekara sabis don 900 rubles).
• roba Visa Gold «Ka ba Life" (tare da adadin shekara-shekara fee to 3500 rubles).
• katin bashi Visa Classic da kuma Gold «Tunisair» (ga adadin sabis don 900 rubles zuwa 3,500 rubles a kowace shekara);
• matasa katunan bashi Visa Classic da MasterCard Standart.

Yadda za a cika fitar da wani aikace-aikace na katin online?

Domin cika fitar da wani aikace-aikace a online yanayin, dole ne ka farko download. kana bukatar ka saka a cikin wannan tsari:

• su contact bayani.
• samuwar kasancewa (sakandare na musamman, mafi girma);
• ainihin adireshin wurin zama;
• matsayin aure.
• bayanai game da babban aiki (tafin kafa proprietorship, da lãdar-ma'aikacin).
• ofishin.
• kwanakin da aikin kayyade a cikin kungiyar (your halin yanzu aiki).
• irin aiki.
• Hakkin kuma haka a. n.

Sanarwar ta bukatar saka sunan da katin bashi cewa ka shirya bude a kusa da nan gaba. Next, cika a kuma aika da aikace-aikace zai la'akari da banki wakilan. Bayan game da 1-2 kwanaki za su ba da amsa.

Abin da mutane suke cewa game da katunan bashi Sberbank masu amfani?

Kafin ka nemi wani musamman banki katin, dole ne ka farko koyi da sake dubawa. Alal misali, katin bashi Savings Bank "lokacinta" (reviews na shi za ka ga a wannan labarin) yana da babban yawan shawarwari da comments. Alal misali, wasu katin bashi da kambun ce game da shi a hanya mai kayu. Sun bayar da rahoton cewa sun ji dadin high gudun aiki na roba. Wasu kamar cewa da katin bashi za a iya a haɗe zuwa rumfa wallets.

Others, a akasin haka, su ne m tare da m ma'aikatan mai kira cibiyar, wanda a lokacin da isa da abokan ciniki warware kwanan nan matsaloli sannu a hankali. Amma a nan, ra'ayin da aka sãɓã wa jũna. Alal misali, mutane da yawa sun ruwaito matsaloli, wanda, godiya ga m baki na banki wakilan, gudanar ya tsere. A wannan yanayin da muke magana ne game da asara ko sata na katunan bashi a kasashen waje. A cewar su, a cikin dakika bankers katange batattu ko sata katin da kuma bayar da bukata adadin da aka azabtar saboda sabis gaggawa tsabar kudi.

Mutane da yawa abokan ciniki kamar ikon biya domin wannan katin utilities, wanda lalle ne, haƙĩƙa gusar da bukatar don zuwa banki ko tanadi banki da kuma tsaya a layi. Duk da haka, wasu yi imani da cewa, a akasin haka, shi ne mai rahusa yin canja wurin a kan counter fiye da ka yi da shi ta hanyar da katin, a matsayin karamin adadin da canja wurin mai manyan hukumar aka dauka daga gare su.

Popular mai yawa na mutane ne sosai m manyan alheri lokacin na 50 kwana, a lokacin da ba za ka iya yin biya a kan taswira ba tare da sha'awa.

Wasu magana game da irin wannan m lokacin, kamar yadda canja wuri na kudi daga tsohuwar takarda checkbooks a kan gungumen azaba. Wannan sabis ɗin ne shakka dace da shi sosai da sauri.

Kusan duk abokan ciniki gamsu da dangane da m ayyuka da kuma biyayya shirye-shirye, da sauri sabis da kuma high-gudun samu na kudi.

A takaice, kowane daga cikin cardholders da wani abu a ce. Duk da haka, wadannan da sake dubawa, kamar yadda yakan faru, akwai biyu tabbatacce kuma korau. Saboda haka, kafin su sami wani bayyani na katin bashi, kana so ka gani, kuma wadanda da sauransu, sa'an nan kuma yin ƙarshe.