Refinancing daga VTB 24: musamman hanyoyin, takardu, kuma da sake dubawa

Rayuwa na zamani mutumin wuya su yi tunanin ba tare da aro kudi. Shawarwari na bankuna a kan rancen da yawan bayar da Yunƙurin zuwa wata babbar bukatar: da sosai yiwuwar wani yunkri sayan bazai ban sha'awa. Model na shopping "don samun yanzu - biya daga baya" yana amfani da kusan kowa da kowa.

Optimistically neman shiga nan gaba, da borrower alama kafada tsawon lokaci aro. Amma wani lokacin akwai unforeseen hali, saboda wanda ya sãka bashin ne ba zai yiwu ba. Warware wannan matsala da aka refinancing. VTB 24, kazalika da sauran bankunan, akwai aka refinancing da rance shirin. A labarin da ya bayyana a cikin daki-daki, ta yanayi.

Jigon refinancing

Refinancing - yana yin wani sabon rance ga m ko full biya na wajibobi da bankin (s). The kungiyar da aka ƙoƙarin ƙirƙirar mafi dadi yanayi na biya na: canza adadin da wata-wata ijãra a kansa, rance ambatacce, ranar biya. A abokin ciniki ne m ba tare da matsaloli su sãka baya alkawura da kuma kauce wa fanarite da spoiled bashi tarihi.

Shin shi m? A duk ya dogara a kan halin da ake ciki. Ga wasu Categories ga mutane da refinancing na VTB 24 zai rage ba kawai wata-wata ijãra a kansa, amma shekara-shekara kudi. Ya kamata kuma a fahimci cewa raguwa a kudade zai kara ajalin da kwangila a kan aro. Overpayment na refinanced rance zai zama mafi girma.

bukatun Bank

Ba kowane borrower za su iya gudanar da refinancing. M abokan ciniki na VTB 24 Bank sanya wasu bukatun. rance refinancing zai zama samuwa ga borrower, idan ta hadu da wadannan yanayi:

• Age daga 21 zuwa shekaru 70.
• Rasha dan kasa da kuma gida ikon zama.
• A gaban wani barga samun kudin shiga.
• A tabbatacce kwarewa na biya na baya rance (babu delinquencies, bugun fanareti).
• Aiki da kwarewa a wannan wuri domin akalla watanni 12.
• Gaban su tabbatar (co-borrower).
• Availability na zama dole takardun.

Refinancing daga VTB 24 ne kawai zai yiwu idan mai ba da bashi ne banki. A wasu kalmomin, da hanya ne ba m ga wuyõyi PJSC "VTB 24", "Post Bank", "Bank of Moscow" da "TransCreditBank".

A kunshin takardun

Bayar da cewa duk da yanayi na aiwatar da refinancing, da mai nema dole ne samar da da banki takardun da ake bukata. A general, da bukatar su:

1. Fasfo da kuma ta kwafin.
2. Dindindin rajista a wani yankin na Rasha, inda akwai wani reshe na bankin.
3. FAQ 2-rami, ado a VTB 24, da kwana 30 kafin magani.
4. SNILS.
5. A kwafin na fasfo na Wakili, kuma wata sanarwa a madadinsa.
6. dukiya da ikon mallakar takardun da (a cikin hali na refinancing jinginar gidaje da kuma auto rance).
7. A kwafin na aikin kwangila, ko aiki rikodin (idan da rance adadin ya wuce dubu 500,. P.).
8. Credit yarjejeniya, wadda dole ne a sãka.

By sa na takardun za sa aikace-aikace siffan cewa za ka iya cika a cikin VTB reshe na bankin 24. Refinancing ne da za'ayi kawai bayan da ma'aikata na kungiyar za ta la'akari da ƙaddamar da takarda da kira abokin ciniki shiga cikin kwangila. Albashi abokan ciniki VTB 24 suna da damar sabunta rance, samar da mafi ƙarancin adadin Securities: fasfo, SNILS da takardun ga aro.

Aikace-aikace don refinancing online

Cika fom da kuma aika shi zuwa banki sarrafa da kuma za ka iya amfani da Internet ba tare da barin gida ko a wurin aiki. Don yin wannan, ziyarci official website na VTB 24, kuma zaži da ya dace line a cikin menu na ainihi. Bude aikace-aikace siffan ga refinancing bukatar samar da:

• Bayani game da halin yanzu bashi: rance type, ambatacce, sha'awa kudi, babba balance, wani kudi ma'aikata BIC da dubawa account details.
• Saduwa da mu ka yi haɗi.
• Bayanan sirri.
• Wurin aiki da kuma yawan shekaru.

A kammala aikace-aikace siffan aka aiko zuwa ga wanda yawanci daukan wuri a lokacin da rana. Bankin ma'aikatan za a tuntuɓi mai nema ta amfani da lamba lambar tarhonka da kuma sanar da shawarar da refinancing batun.

lamuntawa shirin

VTB 24 yayi a kan m sharuddan warware matsalar numfashi ba wata-wata biya a kan basussukan iri-iri. The Bank daukawa fitar refinancing shirin mabukaci, jinginar gida da kuma mota rance, da kuma katunan bashi. to su ne kadan:

1. Bashi a rubles.
2. Tushe da kwangila a kan aro ƙare ba kasa da watanni 3.
3. Rashin m rance da kuma bashi.

Don amfani da sabis, dole ne ka bayar da wata sanarwa, kuma ya kafa na takardun zuwa ga banki VTB 24. Refinancing ne da za'ayi a wani ajali sha'awa kudi na 15%. Fee for transfer na kudi bace. A hanya ne da za'ayi a cikin wani gajeren lokaci: a cikin 1-3 kwanaki bayan aikace-aikace. Domin albashi abokan ciniki kwangila iya kammala a rana guda.

Refinancing mabukaci bashi ko katin bashi

Bankin tabbatar da xari bisa dari yabo shirin mabukaci rance da kuma rescheduling katunan bashi. Zai yiwu mu hada a guda yarjejeniyar 9 credits, bayar a wasu cibiyoyin kudin ba kunshe a VTB Group 24. Refinancing mabukaci bashi ko biya ta roba katunan ne yiwu tare da babba adadin daga dubu 100 zuwa miliyan 3 rubles na tsawon watanni 6 zuwa shekaru 5 . Kafaffen rate - 15%. Refinancing katin bashi bashin, ko rance ga mabukaci bukatun - daya daga cikin mafi sauki banki da wani babban kaso na yabo.

jinginar gida refinancing

VTB 24 iya sabunta da kuma bashin kulla da dukiya. A chances wani m mayar da martani na banki da ɗan ƙananan fiye da a cikin refinancing mabukaci rance. Tare da amincewar aikace-aikace aiki aka yi a matakai biyu:

• Kisa na wani sabon rance yarjejeniyar kulla ta dukiya, ko gida sayan.
• Biya na wajibobi da kuma canja wurin na dukiya alkawarin da bankin VTB 24.

Refinancing ne da za'ayi a kan aro adadin daga dubu 500. Up zuwa miliyan 90 rubles na tsawon 5 zuwa shekaru 50. Shekara-shekara kudi haka adadin zuwa 12.95-17.4%. Its size dogara a kan irin shirin bashi: jinginar gidaje sayan gidaje a kan primary ko sakandare kasuwar, untied rance kulla da dukiya. Albashi sabis da aka bayar ga abokan ciniki a Saukake hanya tare da m sha'awa kudi.

Re-bayar da auto rance

Refinancing daga VTB 24 ne yiwu ga masu motoci saya tare da aro kudi. babu canji ga mai nema ta da'awar, amma refinancing yanayi ɗan daban-daban:

1. Loan adadin - daga 30 dubu zuwa miliyan 1 rubles ..
2. Shekara-shekara kudi - daga 13,95%.
3. Term na yarjejeniya - har zuwa shekaru 5.

A wannan yanayin, da mota zama na biyu dukiya na banki, wanda dole ne dole a inshora karkashin ƙwanso inshora shirin. Ko da kuwa da na rance shirin na biya na aro sanya annuity biya. Monthly gudunmawar ne, duk da haka, ya zauna akai cikin kwangila lokaci.

Don rage bashin kaya ya sa ya yiwu aro refinancing. VTB 24 offers m refinancing yanayi, wadda za ta taimaka ba kawai a lokacin da za a shirya da wajibi ba tare da wani matsaloli a gaban doka, amma kuma ya kara da amfanin yin amfani da aro kudi.