Credit siyasa

The bashi siyasa na banki hada da wani sa na asali dabara da kuma dabarun manufofin a kan wanda ya kamata a ma'aikatan tushen a cikin aiwatar da core banki ayyukan. Kowane bashi ma'aikata za kansa ci gaba da wannan shiri, dangane da aiki a raga, kazalika da yanki, siyasa, da zaman dalilai.

Na farko shi ne don gano abin da ake bukata da bashi da manufofin. Yana nufin inganta ƙungiya aiki a cimma kasuwanci da sakamakon, inganta kudi yi da sauransu. Hakika, da bankunan matsayin babban reference batu ne zaba maximizing ribar da kuma kara da amincewa daga cikin 'yan ƙasa, yayin da bashi da manufofin na Central Bank da nufin kula da kuma ci gaba duk da abubuwa na banki tsarin, musayar rates da kuma tsara da kudi na kumbura.

Credit Organization Commercial irin ayan, a hannu daya, saduwa da dukan bukatun da buri na abokin ciniki, da kuma a kan wasu - don samar da kara samun riba daga cikin ayyukan da bashi. Kamar yadda muka sani, da karin riba da yarjejeniyar, da hakan hadarin asarar da yawa lent. Bankin bashi da manufofin tabbatar da daidaituwa tsakanin wadannan juna Categories, cewa an ƙaddara da matsakaicin matakin na hadarin ga takamaiman ma'amaloli a cikinsa akwai ba da barazana da fatarar.

Wadannan ci gaban da babban arziki da manufofin daftarin aiki da aka ba ga yardar duk mambobi ne na Board of Directors. Haka kuma, alhakin yanke shawara sanya ta'allaka ne a kan wannan hukumar mulki. Haka kuma, majalisar mambobi ana kuma da ake bukata domin kula da aiwatar da amince arziki a yi.

A duniya ta yau, da yawa manyan bankuna sun zo Tsayawa akan matsayin cewa gabatarwar kowa a raga da kuma manufofin, kazalika da ci gaba na kowa hanyoyin cimma su. A saboda wannan dalili, shirya shi musamman daftarin aiki da ake kira "Takardar Amincewa bashi da manufofin." Ya gano duniya manufofin, saita matsakaicin kuma mafi ƙarancin adadin aro kudi, kazalika da sanya wasu iri rance cewa an gane a matsayin mafi m, sabili da haka su rarraba ba da shawarar.

da banki ta bashi siyasa ƙunshi kimomi da key kudi Manuniya characterizing nasarar da kungiyar a cikin rahoto na lokaci. A wannan dangane da shi ya kamata ya yi la'akari da adadin nasu kudi, gaban sakandare reserves, misali, ajalin ajiya asusun, kazalika da tattalin arzikin kasar halin da ake ciki a wannan lokacin.

A mafi muhimmanci a yankin namu ne dauke da manufofin kudi na bankin a Rasha, tun da shi ya kafe a kan ba kawai tattalin arzikin kasar, amma kuma ka'idojin da ayyukan bashi cibiyoyin da ciniki irin. Wannan daftarin aiki ya ƙunshi asali tattalinsu, wadda ake bisa sauran bashi kungiyoyi a tasowa nasu manufofin. Alal misali, Central Bank kafa adadin da ake bukata reserves, wanda kai tsaye rinjayar da matakin na amfani rates on iri daban-daban da rance.