Bankin Rating "Tinkoff". Adibas, rance, kimantawa AMINCI

New fasahar sun shiga kusan dukkanin duniyoyin da rayuwarmu. Siyan tufafi, umurnin abinci daga wani gidan cin abinci, utilities kuma mafi yau, za ka iya yin amfani da wani smartphone ko kwamfutar hannu.

Credit cibiyoyin suna ma ba a bari a baya. "Tinkoff Bank" (adireshin yanar gizo - tinkoff.ru) offers da abokan ciniki na musamman ga m tabbatarwa. Shi ne kadai kasuwanci banki wanda yana da kansa ATMs da kuma rassan.

A da shiriya,

A ra'ayin na halitta a Rasha na irin wannan bashi ma'aikata nasa ne Olegu Yurevichu Tinkovu - dan kasuwa tare da m kasuwanci kwarewa. Ya rike wani ci gaba na cibiyar sadarwa na shagunan na gida kayan, music lakabin, samar da daskararre Semi-ƙãre kayayyakin, madafar giya da kuma gidan cin abinci kasuwanci - ikon ji da kuma taba bari na Rasha kasuwa.

A shekarar 2005, Tinkoff sha'awar sabis model American kamfanin Capital One, wanda ya} ware a cikin bayar da banki cards. Tare da tuntuba Boston Consulting Group Oleg ya zo ga ƙarshe cewa banki iya aiki mugun da kuma a Rasha.

Mataki-mataki

A mataki na farko Tinkoff ya samu wani banki lasisi ta sayen kananan "Himmashbanka". Babban aiki da aka yanke shawarar yin rance. Saboda haka sunan - "Tinkoff Credit Systems".

A cikin mataki na biyu da babban aiki ya gina wani abokin ciniki tushe. Bada shawarwari ga zane na katin bashi samu banki abokan - kamfanonin wayar salula, mota dillalai da kuma kamfanonin inshora.

A tsarin ya ci gaba da bunkasa. Zo sabon zuba jari, shi ya tsayar da batun na zare kudi cards, adibas, kuma a 2010 da damar oda da katin bashi a kan Internet da kuma kar-ceto.

A farkon shekarar 2015 aka yanke shawarar canza sunan. Shugaban ofishin na "Tinkoff Bank" a Moscow.

aMINCI hakkin

Bisa ga latest bayanai, "Tinkoff" is located a kan 44th layi na rating a kan ãdalci, kuma da 49th line cikin sharuddan dukiya tsakanin Rasha bankuna.

Bankin Rating "Tinkoff" ya dogara da kima da ta AMINCI. Wannan adadi ne mai hade da abubuwan da zai shafi wasan kwaikwayon na wajibai. Wadannan manyan hukumomin Moody ya kuma Fitch Ratings goovrit cewa a cikin dogon gudu Bank Rate B2 (Val. Higher shigewa) da kuma B + (Val. Shin marar tabbas rating) bi da bi.

dole ne ya yi la'akari da wadannan sigogi ga kimantawa AMINCI:

- ruwa dukiya.

- matakin rance ba.

- tsarin ãdalci.

- bashi kasada.

An dauke da gagarumin bayanai game da gurbata daga asusun, canza masu da daban-daban da jita-jita. Wannan ya ce, a kan bara bankin rating na "Tinkoff" ba za a iya kira kaffa. Daban-daban data nuna fitowan na korau trends cewa na iya shafar ta kudi da kwanciyar hankali a nan gaba.

A bisa ga al'ada, da rating na Forbes mallaki portal. Wannan lokaci da wani m sabis banki ya kan 51 th wuri.

wani sabon ƙarni na banki

Desktop kwamfuta, kwamfutar hannu, kwamfutar tafi-da-gidanka, ko smartphone - ko da kuwa da irin na'urar abokan ciniki ko da yaushe suna da damar yin amfani da "Tinkoff Bank". Personal lissafi shi ne babban hanya don sarrafa nasu asusun.

Biya na mai amfani da takardar kudi da kuma fines, canja wurin tsakanin asusun da sauran halitta mutane, da bude daga adibas, dangane da ƙarin ayyuka - kawai 'yan akafi, da kuma wani sabon ƙarni na online banki zai gabatar da wani jadawali na halin kaka da kuma taimaka don shirya da kasafin kudin.

Biyan kuɗi zuwa sama da haraji da kuma bugun zai ba ka damar zama ko da yaushe sane da muhimmanci bayanai, da kuma kafa iyaka taimaka ba kawai ajiye, amma kuma kariya daga zamba.

katunan bashi

Roba katunan har yanzu suna jagorantar aiki "Tinkoff Bank". mabukaci rance bukatar abokin ciniki kokarin, amma da katin bashi "Tinkoff Platinum" za a iya bayar a kowane lokaci a kan official website.

A yau shi ne mafi m samfurin, da kuma fiye da miliyan hudu Russia riga kimanta shi. Ba tare da ziyartar banki, su tabbatar da gabatar da takardun shaida bayar "Tinkoff Platinum".

abũbuwan amfãni:

- iyaka har zuwa 300 000 rubles.

- free ƙari.

- alherin lokaci har zuwa 55 days.

Bugu da kari, a lokacin da yin sayayya a katin dawo 1% na adadin a cikin nau'i na bonus maki a lokacin musamman yaƙi banki - har zuwa 30%.

abokan

Bankin Rating "Tinkoff" bai sha wahala ko da a lokacin da 2008 rikicin. M ideas sun iya kimanta da abõkan tãrayya waɗanda suka amince a kan hadin gwiwa ayyukan da bankin.

da dama iri gamayyar-bashi da zare kudi cards suna samuwa ga abokan ciniki:

1. DUK Airlines - a katin bashi domin matafiya da iyaka har zuwa dubu 700 rubles, da kuma accrual na bonus mil.
2. eBay, Lamoda da AliExpress - ga magoya online shopping.
3. Mitsubishi ne iya daukaka kara zuwa magoya na Japan motoci.
4. Credit katin Kanobu kari daga Xbox Games, Origin, Steam da PS Store kamar yan wasa.

Holdings

Shekaru biyu bayan bude wani sabon sabis miƙa wa abokan ciniki "Tinkoff Bank". Adibas na mutane suna da kuma kashe mugun. Don ƙarin bayani game da jari asusun za a iya samu a kan hukuma shafin.

Don kammala aikace-aikace kawai bukatar wani fasfo, kuma dukan hanya daukan kasa da minti goma. Zare kudi da katin da wani sa na takardun zai dauki a saukaka Courier.

Cika up da taimako na iya zama a tsabar kudi a wuraren da abokan, a bank transfer daga asusunka ko wani katin.

Idan abokin ciniki yana canja wurin albashi ga katin "Tinkoff Bank" sirri account ba ka damar sarrafa ba kawai a guje halin kaka amma kuma da jari da shirin da kuma partially cika bude gudunmawar.

mafi Apps

High rating na banki "Tinkoff" - shi ne sun fi mayar saboda IT-kwararru, developers da kuma manazarta. Halittar da kuma aiwatar da software tsarin da hannu a cikin sashen, wanda ma'aikata 400 mutane.

Godiya ga kokari sanya ta "Tinkoff Bank" wayoyin salula na zamani dangane da iOS, Windows Phone da Android dauki farko wuri, a 2015, a cewar wani binciken da aka sani hikimar tantance dillancin Markswebb Rank & Report.

Bugu da kari, shekaru uku da suka wuce, bankin masana sun fara ci gaba na musamman da aikace-aikace da damar yin sauri da canja wurin daga daya katin zuwa wani, ko biya zirga-zirga tara.

ƙarara

A duban farko, abokan ciniki 'Tinkoff Bank "(Address :. 1st Volokolamsky Proezd 10, shafi na 1) ya zama gamsu da samuwar sabis na bankin. abokin ciniki sabis ne samuwa a kusa da Agogon ba tare da katsewa a karshen mako kuma holidays.

Mugun, za ka iya gudanar da duk dole ayyuka, wanda a wani kasuwanci banki ofishin zai dauki lokaci jira a layin ko tarin takardun.

Masana sun nuna cewa, fasaha tsarin da bankin da aka gina daidai. Duk da haka, kasawan ma. Alal misali, saboda rashin wani cibiyar sadarwa na ofisoshin "Tinkoff Bank" tsabar kudi rance ba za a iya samu - aro kudi ne kawai samuwa a kan katin bashi bayar da bayarwa na wanda ya hada da daukan lokaci.

Reviews na yau da kullum da abokan ciniki ce maimaita canje-canje na sabis yanayi da ikirarin (akan rage sha'awa rates a kan adibas, Munã rage katin bashi da iyaka da kuma rashin bayani game da sabon kwamitocin).

Lokacin da yin wani sabon samfurin da mabukaci yana da wani damar karanta a gaba ko da tare da wata kwangila.

A general, m tabbatarwa da aka tsara don wani takamaiman shekaru kungiyar. Babu ƙarin ofisoshin a cikin tsohon makaranta abokan ciniki wuya yin wahayi zuwa gare amincewa, da kuma dabarun da wasu goyon bayan ma'aikatan ba ko da yaushe hadu tsammanin.